How I Spent $5,000 in June | Budget Breakdown & Reset Routine

Take control of your finances with my step-by-step June Money Review! In this video, I walk you through exactly how I audited my monthly expenses, tracked income, savings, and investments, and set a realistic and flexible budget for July. Whether you're budgeting for travel, planning a low-spend month, or looking to optimize your credit card setup, this video will help you reset and realign your goals for the second half of the year. Plus, get a sneak peek into how I manage my solo 401k contributions and why I'm switching banks. Mentioned in this video: 💸 Personal Finance Dashboard: https://breakyourbudget.com/personal-... 💸 Basic Budgeting Template: https://breakyourbudget.com/basic-bud... ✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-a... TIMESTAMPS: 00:00 – Intro + Overview 01:00 – Step 1: Updating Numbers (Income, Expenses, Net Worth) 03:00 – Tracking Spending & Income (Credit cards, 401k, transfers) 06:00 – Savings & Investments Breakdown 07:00 – Net Worth & Admin Tasks (Rent, account consolidation) 08:00 – Step 2: Self-Reflection on Spending 11:00 – Lifestyle Shifts: From Shopping to Activity-Based Socializing 14:00 – Travel Budget Breakdown + Japan Recap 17:00 – Solo 401k Contributions & Big Wins 20:00 – Snapshot of the Month: Key Insights 22:00 – Step 3: July Budget Forecast 25:00 – Low Buy July Goals & Final Thoughts Other Resources: 💸 NEW FI/RE Template: https://breakyourbudget.com/fire-temp... ✅ Subscribe to Break Your Budget Weekly: https://breakyourbudget.com/newsletter 📖 My Books: https://breakyourbudget.com/book 👩🏼‍💻 Task Management System + Promotion Template: https://breakyourbudget.com/own-your-... FREE DOWNLOADS: 💸 Recession Guide: https://breakyourbudget.com/recession... ✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starte... All Other Resources: https://breakyourbudget.com/links 👩🏼‍💻 Inquiries: [email protected] 📸 Instagram:   / breakyourbudget   📲 Tiktok:   / breakyourbudget   📸 Instagram: ⁠⁠  / michela_alloccaa   💸 Break Your Budget LTK: https://www.shopltk.com/explore/Miche...