the payday routine that helped me invest $200k and buy a house 💸

Join me for my full payday routine: the exact step-by-step system I've been refining for 8 years to manage my bi-weekly paycheck with intention. In this video, I walk you through everything I do on payday: funding our joint mortgage account, paying off my credit cards in full, automating my investments in Wealthsimple (TFSA + RRSP), and deciding what to do with any leftover cash. I also share what I do when unexpected income comes in from my content creation business, including how I handle taxes as a side hustler and how I split that money between investing and treating myself. Whether you're just starting your personal finance journey or looking to tighten up your money systems, this video is packed with practical tips on budgeting, sinking funds, credit card strategy, and paying yourself first. 0:00 Intro 1:12 Money mindset 2:12 About me 3:00 Pre-payday planning 5:10 Step 1: Mortgage account 7:01 Weekly payments explained 10:20 Step 2: Credit cards 12:22 My credit card lineup 18:08 Step 3: Auto-investments 21:33 Setting up auto-investments 26:24 Step 4: Leftover money 28:05 Side hustle income 31:44 Tracking business income 35:03 Recap I Will Teach You to Be Rich by Ramit Sethi: https://www.indigo.ca/products/i-will... 🧾 MY DIGITAL PRODUCTS Notion Expense Tracker (115+ sales!): https://yourinternetbigsis.gumroad.co... 🗞️ MOSTLY ONLINE — My Substack Newsletter https://mostlyonline.substack.com/ 🌼 CONNECT WITH ME Instagram:   / melanielaurene   TikTok:   / yourinternetbigsis   Strava: https://strava.app.link/AjlSDtC6DTb 🎵 MUSIC Music by Blue Sirens - Matcha Doom - https://thmatc.co/?l=3966BF55 📈 SUBSCRIBER COUNT (as of date of publishing): 3,723 #Payday #PaydayRoutine #Money #PersonalFinance #MoneyRoutine