Budget with Me: Low Spend August in Preparation for High Spend September

Every month I sit down and spend ~30 minutes reviewing my budget, tracking my expenses, and planning for the month ahead. In this video, I’m walking through my August budget review and September planning session using my Personal Finance Dashboard (PFD). I’ll share what went well, where I overspent (groceries + Ubers ), the unexpected expenses that popped up, and how I’m planning for September — including two trips, higher utilities, and wedding costs. MENTIONED IN THIS VIDEO: 💸 Personal Finance Dashboard: https://breakyourbudget.com/personal-... 💸 Basic Budget Template: https://breakyourbudget.com/basic-bud... ✅ Free Monthly Review Checklist: https://breakyourbudget.com/monthly-a... 💸 Open an Account with SoFi: https://wealthlink.me/michela-sofi-hysa 👉 Credit Cards I Use: https://breakyourbudget.com/toolkit 👉 Sweater I am Wearing: https://goto.quince.com/gO54V0 👉 WHAT YOU'LL LEARN: -My exact process for closing out a monthly budget -How I track expenses and update income, savings, and investments -Self-reflection questions to make your budget work for YOU -Adjusting for overspending (groceries, travel, coffee, Ubers) -My September budget forecast with travel + wedding costs built in TIMESTAMPS: 0:00 – Intro & why monthly reviews matter 1:00 – Step 1: Updating numbers & financial admin 4:30 – Tracking expenses & categorizing essentials vs non-essentials 7:00 – Savings, investments, and net worth updates 9:00 – Paying rent, paying off credit cards, fresh start for September 10:00 – Step 2: Self-reflection on August spending 12:00 – Overspending on groceries + utilities explained 14:00 – Non-essentials: restaurants, Ubers, coffee, and unexpected travel costs 18:00 – Step 3: Planning September budget (trips, wedding, hair, utilities) 23:00 – Wrap-up & reminder to grab free monthly audit checklist ADDITIONAL RESOURCES: 💸 NEW FI/RE Template: https://breakyourbudget.com/fire-temp... ✅ Subscribe to Break Your Budget Weekly: https://breakyourbudget.com/newsletter 📖 My Books: https://breakyourbudget.com/book 👩🏼‍💻 Task Management System + Promotion Template: https://breakyourbudget.com/own-your-... FREE DOWNLOADS: 💸 Recession Guide: https://breakyourbudget.com/recession... ✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starte... All Other Resources: https://breakyourbudget.com/links 👩🏼‍💻 Inquiries: [email protected] 📸 Instagram:   / breakyourbudget   📲 Tiktok:   / breakyourbudget   📸 Instagram: ⁠⁠  / michela_alloccaa   💸 Break Your Budget LTK: https://www.shopltk.com/explore/Miche...