My February Money Review: I'm Over Budget, Running Behind, & Have Tons of Unexpected Costs

Each month I sit down to update all of my numbers, review my spending, reflect on where my money went, and create a plan for the upcoming month. This routine helps me stay organized, keep my spending aligned with my priorities, and make smarter financial decisions. In this video, I’m sharing the full process including: • Tracking my expenses • Updating my net worth and financial dashboard • Paying off credit cards and transferring money between accounts • Reflecting on my spending habits for the month • Adjusting my budget for March This month was a little different because I was traveling, which meant more expenses than usual and doing my routine a little later than planned. But that is part of real life and part of managing money realistically. If you want a system that helps you stay consistent with your finances, this monthly review process is one of the most important habits you can build. Subscribe to Beyond Your Budget: https://breakyourbudget.substack.com/ Personal Finance Starter Kit: https://breakyourbudget.substack.com/... BREAK YOUR BUDGET RESOURCES: 💸 Personal Finance Dashboard: https://breakyourbudget.com/personal-... 💸 Basic Budgeting Template: https://breakyourbudget.com/basic-bud... 💸 FI/RE Template: https://breakyourbudget.com/fire-temp... 💸 RENT VS. BUY CALCULATOR https://breakyourbudget.com/rent-vs-b... 💳 Tools + Cards I Use: Rakuten Cash Back: https://shorturl.at/w0PcH SoFi HYSA: https://wealthlink.me/michela-sofi-hysa AmEx Platinum: https://americanexpress.com/en-us/ref... Bilt Rewards: https://tinyurl.com/4kd8s33a Blue Cash Everyday: https://tinyurl.com/yrcbr2ac All Other Resources: https://breakyourbudget.com/links 👩🏼‍💻 Inquiries: [email protected] 📸 Instagram:   / breakyourbudget   📲 Tiktok:   / breakyourbudget   📸 Instagram: ⁠⁠  / michela_alloccaa   💸 My ShopMy: https://shopmy.us/shop/michelaallocca TIMESTAMPS: 00:00 – February monthly money review intro 01:20 – Why this review is happening a little late 02:05 – The tools I use to manage my finances 03:00 – Step 1: Updating all of my financial numbers 05:10 – Tracking travel expenses and flights 07:05 – Paying off credit cards and financial admin 10:45 – Moving money from my travel sinking fund 12:10 – Reviewing February spending categories 16:20 – Purchases I made this month and why 21:50 – Adjusting my budget and plan for March