EOFY 2026: Super Contributions, Tax Savings & Planning Opportunities

The end of financial year is almost here, which means now is the time to review your tax planning opportunities before 30 June 2026. In this video, I cover some of the most common EOFY strategies available to Australians, including super contributions, tax deductions, capital gains tax planning, family trust distributions and business owner considerations. Topics covered: • Personal deductible contributions to super • Carry-forward concessional contributions and the final opportunity to use unused 2020/21 caps • Government super co-contributions • Eligible spouse contributions • First Home Super Saver Scheme contributions • Capital gains tax and capital loss planning • Family trust distributions before 30 June • EOFY strategies for business owners • Why you shouldn't panic about the recent Federal Budget proposals One of the biggest mistakes people make is waiting until after 30 June to start thinking about tax planning. Many strategies need to be implemented before the end of the financial year, so understanding your options early can make a significant difference. Remember, tax should never be the sole reason for making a financial decision. The goal is to improve your long-term financial position, with tax savings being a by-product of a well-structured strategy. Further resources: Personal deductible contributions: https://guidedinvestor.com.au/superan... Carry Forward Contributions: https://guidedinvestor.com.au/superan... Division 293 Tax: https://guidedinvestor.com.au/tax-pla... First Home Super Saver: https://guidedinvestor.com.au/tax-pla... Spouse Contribution: https://guidedinvestor.com.au/superan... Super Co-Contribution: https://guidedinvestor.com.au/superan... Non-Concessional Contributions: https://guidedinvestor.com.au/superan... Tax Calculator: http://guidedinvestor.com.au/calculat... Disclaimer: This video contains general information only and does not take into account your objectives, financial situation or needs. Before acting on any information discussed, consider obtaining personal financial, taxation and legal advice. #EOFY2026 #TaxPlanning #Superannuation #PersonalFinance #FinancialAdvice #AustralianTax #WealthCreation #SmallBusiness #Investing #GuidedInvestor Website: https://guidedinvestor.com.au Want a comprehensive Financial Plan – Tailored Advice: https://guidedinvestor.com.au/tailore... Have a specific question you want answered – Ask an Adviser: https://guidedinvestor.com.au/ask-an-... Facebook:   / guidedinvestor   Instagram:   / guidedinvestor