Big Super Changes From 1 July 2026 (Don't Get Caught Out)

Download your free 6-Step Super Check here: https://www.superguy.com.au/6-step-su... Getting close to retirement and want to get the big decisions right? Learn more about working with our team: https://www.torowealth.com.au/ If you’re new here, I’m Chris Strano, founder of SuperGuy.com.au and Managing Partner at ToroWealth.com.au. We specialise in helping Australians aged 50–70 optimise their financial position in the lead-up to retirement, so you can make confident decisions about when and how you retire. In this video, I’ll walk you through five key changes, what they mean for you, and what you can do before 30 June to stay ahead. Useful resources mentioned: ► Unused Concessional Contributions    • This Super Strategy Could Save You $8,000+...   ⏱ Timestamps 00:00 – Big Super Changes From 1 July 2026 (What You Need To Do) 00:40 – Change 1: Concessional Contribution Cap Increase 02:51 – Change 2: Non-Concessional Cap and Bring-Forward Rule 04:30 – Change 3: Transfer Balance Cap Increase 05:59 – Change 4: The $3 Million Super Tax — Division 296 06:59 – Change 5: Deeming Rates Are Rising 08:42 – How To Prepare for the 2026 Changes DISCLAIMER: The SuperGuy website and SuperGuy YouTube channel contains general advice only. It is not personal advice as it does not take your specific needs or circumstances into consideration. Therefore, you should look at your own financial position, objectives and requirements and seek personal financial advice before making any financial decisions. General advice is provided by Toro Wealth Pty Ltd trading as SuperGuy Retirement Experts as an Authorised Representative of Core Value FA Pty Ltd (AFSL 480387). Before acting on any information, you should seek professional advice and verify our interpretation/s before relying on the content or calculators within this website or on the videos, while also considering its appropriateness in relation to your personal situation.