Australian Federal Budget 2026: Negative Gearing, CGT & Trusts - The Rules Just Changed Again

From negative gearing to capital gains tax, discretionary trusts, and more, the Australian Federal Budget 2026 could have far-reaching consequences for investors, property owners, and everyday Australians. What do the latest Federal Budget changes really mean for your wealth, your property strategy and your financial future? In this episode of the “Money and Investing” show, Andrew Baxter and Mitchell Olarenshaw unpack the Australian Federal Budget 2026 and explore what its measures could mean for investors, business owners, property owners and everyday Australians. This episode breaks down the key policy shifts in plain English and highlights the practical implications that may affect wealth creation, investment returns and long-term financial planning. The Australian Federal Budget introduced significant changes to three of the most widely used investor tools in the country: negative gearing, the capital gains tax discount structure, and the tax treatment of discretionary trusts. Together, these shifts represent the most consequential set of investment tax reforms in years, and their real-world impact reaches well beyond the headline numbers. This episode explores how the removal of the 50% capital gains tax concession affects not just property investors, but stock market participants and business founders building long-term value. It examines why restricting negative gearing is more likely to suppress housing supply than improve housing affordability, and what the New Zealand experience with the same policy reveals about likely outcomes. It also unpacks what the tax changes to discretionary trust distributions mean for families and professionals using trust structures for both tax efficiency and asset protection. Beyond the three headline changes, Andrew and Mitchell address bracket creep, the fracturing relationship between the Reserve Bank and Treasury, and what rising inflation combined with increased government spending means for interest rates and the broader Australian economy. In this video, you'll learn ✅How the Federal Budget changes could affect investors and taxpayers ✅What the proposed negative gearing reforms mean for the property market ✅Why housing affordability remains closely linked to housing supply ✅How capital gains tax (CGT) changes may impact property investors and share investors ✅The potential long-term effects of CGT reforms on business founders and entrepreneurs ✅How discretionary trust structures are changing and why they matter ✅The relationship between government spending, inflation and interest rates ✅Why investor confidence and tax certainty play a major role in economic growth This episode is for Australian investors at any stage of their wealth-building journey, from salaried professionals to experienced investors managing portfolios and assessing the impact of major tax changes on their investment strategy. Anyone navigating investment decisions in an environment of rising inflation, higher interest rates, and shifting tax legislation will find practical, grounded analysis in this episode. By the end of this episode, viewers will have a clear, plain-English understanding of the major Australian budget tax changes: negative gearing, capital gains tax, discretionary trust treatment and more. For more discussions on investing, property, taxation and navigating changing market conditions, subscribe to the channel and join the conversation in the comments. ► SUBSCRIBE ►    / @australianinvestmenteducation   0:00 Intro 2:44 Negative gearing reform and property investors 4:16 Impact on rent prices and housing supply 6:26 Capital gains tax changes and investor impact 7:44 Long-term effects on business and innovation 8:49 Startup growth, entrepreneurship and tax policy 9:47 Trust tax changes and wealth structuring 12:22 Economic uncertainty, inflation and interest rates 13:02 Housing crisis, migration and supply challenges 14:16 Why government housing programs are falling short 15:35 Bracket creep and hidden tax increases 17:10 Reserve Bank, inflation and budget policy risks 21:34 Investment strategies after the budget changes If you want to learn how to make money from trading, click these links below 🔽🔽🔽 ✅► THE WEALTH PLAYBOOK https://www.wealthplaybook.com.au/ ✅► REGISTER FOR FREE Online Training with Andrew Baxter https://lp.australianinvestmenteducat... ✅► REGISTER SUPERCHARGE YOUR SUPER Workshop with Andrew Baxter https://lp.australianinvestmenteducat... #AustralianInvestmentEducation #investing #AndrewBaxter CUSTOMER NOTICE Wealth Magnet Pty Ltd (ABN 52 618 868 830) trading as Australian Investment Education is a Corporate Authorised Representative (CAR no. 1255231) of Grange Financial Services Pty Ltd (AFSL No. 488609). Full Disclaimer and FSG on our Website Wealth Magnet Pty Ltd | Address: Level 1, 27 Scarborough Street Southport QLD 4215 | Phone: 0755854285