What No One Tells You About Being a Self-Funded Retiree

📋 FREE GUIDE — 10 Things Australian Retirees Are Owed (That Most Never Claim): 👉 craigmillar.net/free-guide You did everything right. Enough super that you'll never need Centrelink, never face an assets test, never explain your savings to anyone behind a desk. So why doesn't being a self funded retiree in Australia feel the way you pictured it would? In this one I go through what nobody really tells you. Why the number in your super account can feel oddly flat the day you finally hit it. Why a bigger balance isn't the same thing as a secure retirement, and why sequencing risk matters more than most retirees realise once the pension floor is gone. Plus the one concession almost everyone misses, the Commonwealth Seniors Health Card, which has no assets test at all. Figures referenced are from the ASFA Retirement Standard, Services Australia and the ATO, current as of mid 2026. If you're self funded, getting close to it, or just trying to work out what "enough" actually looks like, this is for you. I'm Craig Millar. I break down super, tax and the Age Pension in plain English every week, no jargon, no scare campaigns. Subscribe if that's useful. General information only, not personal financial advice. Everyone's situation is different, speak to a licensed adviser about yours. ___ ⚖️ IMPORTANT! This channel is not affiliated with the ATO, Services Australia, or the Australian Government. The content is for general educational purposes only — not financial, tax, or legal advice. Tax rules change and individual circumstances vary. Before making decisions about your super, pension, or retirement income, speak to a qualified financial adviser or registered tax agent. For free super guidance, call the ATO on 13 10 20 or visit moneysmart.gov.au. #australianretirement #agepension #superannuation