100% VA Disability Has 4 Types — Only One Is Permanent, and Most Veterans Have the Wrong One

If you are rated 100%, there are actually four different kinds of that rating — and they do not all protect you the same way. All four pay the exact same monthly check. But three of them the VA can still re-examine and reduce, and only one closes that door for good. Most veterans at 100% have no idea which one they are holding. The four kinds are: 100% schedular, TDIU (paid at 100% on a lower rating), temporary 100% (post-surgery, built to expire), and Permanent & Total. The word that changes everything is "permanent." A rating marked permanent stops the routine re-exams — and it is the key that unlocks CHAMPVA health care for your family, Chapter 35 education for your kids and spouse, and in many states a property-tax exemption worth thousands a year. In this video: — All four kinds of 100%, and which ones the VA can still cut — Why a plain schedular 100% is NOT automatically permanent — How TDIU pays you at the 100% rate on a 70% schedular rating — What "permanent" actually unlocks — CHAMPVA and Chapter 35, shown on screen from VA.gov — How to read your own decision letter and codesheet to find which kind you have — How to request Permanent & Total if your condition will not improve — and why it is one of the lowest-risk things you can ask the VA for (it does not change your monthly amount) 📘 The Veteran's Benefits Playbook — every rule that moves your check, in plain English with the section numbers so you can verify it yourself: https://seniorfinance.gumroad.com/l/v... Frank Sutherland is a veteran, not an attorney and not a VA claims examiner. The CHAMPVA and Chapter 35 eligibility rules shown here come straight from VA.gov. Confirm your own status before you file. #VADisability #PermanentAndTotal #VeteransBenefits #CHAMPVA #Chapter35