住宅ローン変動金利1％超え、どこまで上がる？固定金利への借り換えは必要か？【きになるマネーセンス1100】

[Free] Team 7% Experience Session | See the actual member site → https://money-sense.net/first-moneyse... [Experience Session List] Retirement funds, investment trusts, iDeCo… We'll solve your problems → https://money-sense.net/seminarlist/?... Variable mortgage interest rates exceed 1%. Should you stick with a variable rate, or should you refinance to a fixed rate? We'll organize the criteria for making a decision from the perspective of protecting your household finances. In this video, we'll specifically explain how much the rise in variable mortgage interest rates will affect your household finances, based on repayment amounts. This guide explains how much your monthly payment will increase with a 0.25% increase, the important points regarding the 5-year rule and the 125% rule, whether accelerated repayment is necessary, and whether refinancing to a fixed interest rate is truly effective. It's designed for those planning to take out a mortgage, or those already repaying a variable-rate mortgage, to help them make informed decisions based on numbers rather than just feelings. [Membership Service] Team 7% → https://money-sense.net/lp-team7/?utm... [Booklet] Purchase Here → https://money-sense.net/booklet-top/?... ■Table of Contents 0:00 Start 0:54 How high will variable mortgage interest rates rise above 1%? 3:03 Variable or Fixed Interest Rate? 7:28 Will Interest Rates Continue to Rise? 10:16 Impact on Repayment Amount 11:12 Rules of Variable Interest Rates 12:50 Should You Make Early Repayments? 15:31 Refinance to a Fixed Interest Rate If You're Worried 22:33 Summary 28:02 Bonus ◆Related Videos ・Major 5 Banks Raise Mortgage Rates. What Will Happen to Variable Interest Rates? Is Early Repayment Necessary? [Money Sense That Makes You Curious 1040]    • 住宅ローン、大手5行が引き上げ。変動金利は今後どうなる？繰り上げ返済は必要？...   ・Is a Fixed Payment Plan for the Entire Mortgage Term Recommended? [Money Sense That Makes You Curious 027]    • 住宅ローンは全期間固定金利がオススメ？【きになるマネーセンス027】   🗒️The content of this video is also available in text format https://money-sense.net/16489?utm_sou... ■To Those Commenting ・Please use polite language and respect others. ・For questions including content from the member site, please use the "Question Form" on the member site, as it may contain privacy and business secrets. ・We will not answer questions in the comment section in principle. We will use them as reference for future video production. ○ Comment Policy https://money-sense.net/policy/commen... ■ Question Form https://money-sense.net/youtube-qa-form This is the question form for the YouTube channel "MoneySenseCollege®︎". If you have any questions or concerns you'd like us to address, please let us know using this form. We will use your feedback to improve future videos (please note that we may not be able to answer all questions). *For urgent questions or if you require a quick response, please use the question form on our paid membership site. ★Please follow us on Instagram and X (formerly Twitter)!★ ■YouTube http://www.youtube.com/subscription_c... ■Instagram   / moneysensecollege   ■X (formerly Twitter) https://x.com/MoneySenseColl ■MoneySenseCollege®︎ Official Website https://money-sense.net/?utm_campaign... #mortgage #variableinterestrate #fixedinterestrate