【金利急上昇】変動VS固定 金利上昇時代の住宅ローン、アパートローンの最適解について【674】

★Receive unlimited free books by Ken Urata! (Free shipping) → https://bit.ly/2OGlENk ★[Over 1200 participants] Uraken Real Estate "Online Salon" here → https://bit.ly/3iu9Doj ★Online Landlord Academy ✏️ Every Sunday 5 PM (Free) Sign up here → https://bit.ly/38rDJnB ★Voicy broadcast every morning at 7 AM ♪ "Uraken Real Estate: Become Rich Just by Listening" https://voicy.jp/channel/1538 ★Uraken Real Estate Channel Member Benefits here ♪    / @urakenfudosan   ↓Here's an introduction to the book being given away. "The Success Principles of Money and Happiness" ~Introduction~ How can I become rich? Can becoming rich make me happy? And what exactly does "success" mean? After 26 years as a working professional and 16 years as an entrepreneur, I've written one of my answers in this booklet. The reason I wrote this booklet is because I wanted to share the "success principles of money and happiness" with many people. I want to be rich! I want to be happy! I want to be successful! If you want to achieve these three things in your own life, I believe my experience will be helpful. Twenty years ago, I suddenly quit my job as a salaried employee, and the following month, I started my own business with zero income. I had almost no savings, and my child was just over one year old. My first office was a 4.5 tatami mat room in my home, cluttered with baby toys. Twenty years have passed since then. The real estate-related books I've written have sold over 300,000 copies in total. I've achieved top sales in this field and have become known as Japan's number one real estate consultant. How did I manage to go from rock bottom to having enough money to live comfortably for the rest of my life, achieving my own definition of success, and finding happiness? It's because I faithfully practiced the "laws of success for money and happiness" that I'm about to share. Now, I'll explain these laws based on my actual experience. It's a quick read, just 30 minutes. Please relax and enjoy reading it with a cup of coffee. Ken Urata *Please apply for the book giveaway here: https://bit.ly/2RukGSo ★We're offering a completely free audio seminar on real estate investment! http://www.rakurakuooya.com 🔖UraKen Real Estate [Ken Urata Sub-channel] Please subscribe! The sub-channel reveals Ken Urata's true self. I'll be casually posting about my life living abroad, travel reports, my activities as a professional racer, and more, whenever I feel like it.    / urakenchannel   Urata Ken Sub-channel Thank you for always watching my videos! I hope that as many people as possible can live happy lives through real estate investment! Please feel free to leave "likes" and comments! 😊 Feel free to comment with any questions you'd like to hear! ~Today's Topic~ With variable interest rates exceeding 1%, and Flat 35 entering the 2.71% era... Those taking out a mortgage now, and those who already have one, are struggling with the question of "fixed or variable?" How far will interest rates continue to rise? Which is the right choice? I will explain the "optimal solution" in this era of rising interest rates in an easy-to-understand way! ✏️Video Table of Contents 0:00 Introduction 3:40 Today's Topic 3:57 Reasons why interest rates will rise further 7:05 Variable or Fixed? 9:51 Comparing 35-year loans with variable and fixed rates 13:10 Who should choose variable? Who should choose fixed? Please also check out our past videos! ● Annual rental income of 10 million yen is poorer than being a part-timer    • 「悲報」家賃年収1000万円はフリーターより貧乏です【334】      • 家賃年収1000万円の手取りはたった○万円の衝撃【327】   ● For those who want to start real estate investment    • 年収297万円から純資産2億円を15年で作ったリアルな話【337】      • 低年収でも「億」超えの純資産を持つ大家さんになる方法を徹底解説【335】      / z6y6jfyprr   ● The trap of investing in new studio apartments    • 新築ワンルーム投資はやってはいけない本当の理由!なぜかエリートがハマる不動産投資の罠...   ● The very basics of the dead cross    • 【不動産投資の罠】デッドクロス!知らないと黒字倒産も⁉ そのメカニズムと対処法を徹底...   ● The very basics of depreciation expense    • 【神回】小学生でもわかる減価償却費の授業!不動産投資でもっとお金が残る減価償却の基礎...   📖 All 16 books by Ken Urata are available here A bestseller with over 360,000 copies sold! This is the "Rich Landlord" series, the best-selling real estate book in Japan. https://www.urataken.com/005/ *If Amazon or Rakuten is out of stock, you can also order from here. https://asp.jcity.co.jp/FORM/?userid=... ★Ken Urata Official Website  https://www.urataken.com ★Ken Urata's Seminars and Materials  https://www.superfp.com ★Ken Urata's "Profitable Detached House Rentals"  https://www.kodatechintai.jp/ ★Ken Urata Official Blog (note)  https://note.com/urataken ★Mentor Program where you can directly consult with Ken Urata about anything  https://www.urataken.com/mentor.html ★"Real Estate Practice Certification" Courses are held nationwide (online courses available)♪  https://www.j-rec.or.jp 🔍We're also on SNS! Feel free to follow me! Twitter ➡︎   / urataken   Instagram ➡︎ https://www.instagram.com/ken_urata/?... ◆Ken Urata Profile Re...

The tragic reality for Miho Nakayama's son: Even after renunciation of his 2 billion yen inherita...
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The tragic reality for Miho Nakayama's son: Even after renunciation of his 2 billion yen inherita...

[Real Life] Divorce, job change, illness: "If this continues, the property will be auctioned..." ...
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[Real Life] Divorce, job change, illness: "If this continues, the property will be auctioned..." ...

June 2026 Mortgage Rate Update: Flat 35 Soars to 3.21% – Latest Variable vs. Fixed Simulation
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June 2026 Mortgage Rate Update: Flat 35 Soars to 3.21% – Latest Variable vs. Fixed Simulation

The bubble has burst! You can no longer sell your apartment at a high price! [675]
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The bubble has burst! You can no longer sell your apartment at a high price! [675]

【日本国債10年物金利が2.8%に急上昇】財務省も想定外の事態/日本の財政史に残る瞬間/その衝撃と恐怖/今後の展望について/6月日銀金融政策決定会合は要注目/どうする!?片山さつき財務大臣
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【日本国債10年物金利が2.8%に急上昇】財務省も想定外の事態/日本の財政史に残る瞬間/その衝撃と恐怖/今後の展望について/6月日銀金融政策決定会合は要注目/どうする!?片山さつき財務大臣

Five secret tricks the tax office will never tell you to avoid paying inheritance tax! [672]
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Five secret tricks the tax office will never tell you to avoid paying inheritance tax! [672]

Real Estate Shock Ahead? This Trend Is Explosive!
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Real Estate Shock Ahead? This Trend Is Explosive!

Why Long-Term Interest Rates Are Skyrocketing: A Simple Explanation of the Causes and Implications!
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Why Long-Term Interest Rates Are Skyrocketing: A Simple Explanation of the Causes and Implications!

【金利上昇どこまで耐えられる?】「2027年は金利1.5%もあり得る」知らないと損するデフレ脱却後の不動産戦略/繰り上げ返済より「借り換え×資産運用」が最強の防衛策になる【PIVOT MONEY】
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【金利上昇どこまで耐えられる?】「2027年は金利1.5%もあり得る」知らないと損するデフレ脱却後の不動産戦略/繰り上げ返済より「借り換え×資産運用」が最強の防衛策になる【PIVOT MONEY】

【住宅ローン】2026年の正解は?変動金利 vs 固定金利!ディベート対決!金利上昇時代はどう考える?
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【住宅ローン】2026年の正解は?変動金利 vs 固定金利!ディベート対決!金利上昇時代はどう考える?

Gold is booming! The ultimate portfolio for the inflationary era! Earn money from real estate and...
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Gold is booming! The ultimate portfolio for the inflationary era! Earn money from real estate and...

住信SBIネット銀行の円山社長に直撃取材!住宅ローンの第一人者は変動金利と固定金利どちらを選ぶか?50年ローンはありか?ペアローンはどう考える?みなさんの疑問をぶつけてみました。
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住信SBIネット銀行の円山社長に直撃取材!住宅ローンの第一人者は変動金利と固定金利どちらを選ぶか?50年ローンはありか?ペアローンはどう考える?みなさんの疑問をぶつけてみました。

フルローンで1億円のアパートを買ったら手残りはいくらになる?【不動産投資】
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フルローンで1億円のアパートを買ったら手残りはいくらになる?【不動産投資】

[Ex-Banker Reveals] Most Loan Rejections Are Caused by THIS! Top 5 Dark Secrets of Real Estate Fi...
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[Ex-Banker Reveals] Most Loan Rejections Are Caused by THIS! Top 5 Dark Secrets of Real Estate Fi...

【必見】この波に乗れていない人は危ない…日本人金融資産爆増の正体【新NISA  インフレ  不動産投資】
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【必見】この波に乗れていない人は危ない…日本人金融資産爆増の正体【新NISA インフレ 不動産投資】

今後上昇していく住宅ローン金利についてわかりやすく解説!知らないと大損します!
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今後上昇していく住宅ローン金利についてわかりやすく解説!知らないと大損します!

[Beware of Panic Selling] I’m Reporting That the Tokyo Condo Bubble Has Already Burst.
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[Beware of Panic Selling] I’m Reporting That the Tokyo Condo Bubble Has Already Burst.

[Mortgage Loans] Why an Annual Income of 5 Million Yen is the Most Risky... The "7 Deadly Sins" T...
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[Mortgage Loans] Why an Annual Income of 5 Million Yen is the Most Risky... The "7 Deadly Sins" T...

[2026] The real estate bubble has already burst! What should you do now? [668]
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[2026] The real estate bubble has already burst! What should you do now? [668]

【住宅ローン】2028年には金利1.75%まで上昇!変動vs固定|2026年からは固定金利一択か?!
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【住宅ローン】2028年には金利1.75%まで上昇!変動vs固定|2026年からは固定金利一択か?!