생애최초 주담대 함부로 받지 마라 | 연수원

If you are purchasing a home for the first time in your life, you can receive a larger mortgage loan. Even in regulated areas where the Loan-to-Value (LTV) ratio is limited to 40%, first-time buyers can borrow up to 70% LTV, making it a good option to utilize when purchasing your first home. Even if your parents own a home, you can still receive first-time homebuyer benefits by separating your household. However, you must remember that regulations such as the Debt Service Ratio (DSR) and limits based on housing price are applied uniformly. #FirstTimeHomebuyer #MortgageLoan #Loan #Beginner #HomeOwnership Go to 'Hankyung Premium 9', the Korea Economic Daily's new investment information platform ✅http://www.hankyung.com/premium9 ✅Also available on the 'Korea Economic Daily' app ✅Free for subscribers of the Korea Economic Daily and Mobile Hankyung automatic transfer (Headquarters). If you subscribe to Premium 9, it costs 20,000 won per month (10,000 won for the first 6 months) and 100,000 won per year. ❤ Business inquiries: [email protected] ⓒ The copyright of this video belongs to The Korea Economic Daily. Unauthorized use may result in legal liability. Some images in this video were used under official license from Getty Images Bank.