Rester locataire ou devenir propriétaire en Suisse en 2023 ?

Welcome to my new video: "Renting or owning in Switzerland in 2023" - a good question, don't you think? We already asked ourselves this question in 2020 in this video (➡️   • Locataire ou Propriétaire en Suisse ?  ), but mortgage rates were much lower, so here's an update with current rates! 😊 To answer this question, we are going to analyse the budget of a tenant and an owner for a similar property in order to compare the two situations from an economic and tax point of view. Don't hesitate to make your first appointment directly at our office or by videoconference, if you would like tax advice or to carry out your property project. ➡️https://fbk-conseils.ch/en/make-an-ap... To complete your future tax return, come and discover our online platform! 😊 ➡️https://impot.fbk-conseils.ch/ Here are a few useful links: Buying Real Estate : How will your taxes change? ➡️https://fbk-conseils.ch/en/fiscal-imp... What is a real estate amortisation? ➡️https://fbk-conseils.ch/en/real-estat... The EPL withdrawal - Or withdraw your 2nd pillar to buy your home ➡️https://fbk-conseils.ch/en/2nd-pillar... The pledge of your pillar 2 assets ➡️https://fbk-conseils.ch/en/pledge-2nd... What will you pay in taxes when you take out your second pillar? ➡️https://fbk-conseils.ch/en/tax-on-sec... Calculate the ICC tax in Vaud with the family quotient ➡️https://fbk-conseils.ch/en/calculate-... The main 13 tax deductions in the canton of Vaud ➡️https://fbk-conseils.ch/en/taxes-vaud... ------------------------------------------------------------------ ⏳ The programme : 00:00 - 01:59 : Intro 02:00 - 03:34 : Description of the situation 03:35 - 05:41 : Calculating the tenant's budget 05:42 - 08:37 : Calculating a homeowner's budget: tax 08:38 - 09:14 : Mortgage interest 09:15 - 09:58 : Maintenance costs 09:59 - 10:43 : Property tax 10:44 - 11:23 : Additional costs 11:24 - 11:47 : Tax on 2nd pillar withdrawals 11:48 - 12:19 : Amortisation 12:20 - 14:05 : Comparison of the two budgets 14:06 - 14:39 : Conclusion Find us on the web 😊 Linkedin :   / fbk-conseils   Facebook :   / fbkconseils   Instagram :   / fbkconseils   Our website : https://fbk-conseils.ch/en/ #tenant #switzerland #owner #realestate