Joaquín Prendes: ¿Por qué las SOFIPOS quieren convertirse en bancos? | #corefinanciero #17

In this episode of #CoreFinanciero, we talk with Joaquín Prendes about the evolution of the Mexican financial system and, in particular, about the present and future of SOFIPOs (Popular Financial Institutions). Beyond the traditional discourse, we discuss topics that are rarely explained clearly: the origin of SOFIPOs as a vehicle for financial inclusion, the challenges of their supervisory model, the increasing regulation of the sector, and why some of these institutions are seeking to become banks. From his experience as a regulator, banker, and specialist in the popular savings and credit sector, Joaquín shares a direct perspective on the risks these institutions face, the importance of corporate governance, and the need to strengthen supervision and risk management to guarantee solid growth and protect savers. Guest Joaquín Prendes Executive with more than 35 years of experience in the Mexican financial sector, with extensive experience in regulation, supervision, corporate governance, and risk management. He has held prominent positions in both regulatory bodies and financial institutions, participating in the evolution of the regulatory framework and the strengthening of the savings and loan sector. His experience includes significant involvement with the National Banking and Securities Commission and the Fund for the Protection of Popular Financial Societies, contributing to the development and stability of the Mexican financial system. Joaquín Prendes's contact information:   / joaquin-prendes-8102181b   Hosts Jorge Álvarez Consultant in financial technology, artificial intelligence, and fraud prevention. He has worked with financial institutions and technology companies on projects related to digital identity, fraud, payments, and advanced analytics. Social Media: LinkedIn:   / jorge-alvarez-hernandez   Website: https://pensare.mx/ Instagram: @soyjorgealvarez José Antonio Quesada Specialist in financial systems, regulation, and corporate governance, with over 30 years of experience in the public, private, and academic sectors. He has held leadership positions at institutions such as the CNBV (National Banking and Securities Commission), PwC, and EGADE Business School, and currently actively participates in governance and development initiatives for the financial sector in Mexico. Social Media: LinkedIn:   / jantonioquesada   Website: https://joseantonioquesada.com.mx Core Financiero A podcast about fintech, banking, payments, fraud, regulation, and financial innovation. Available in: YouTube Spotify: https://open.spotify.com/show/2tjvTRj... Apple Podcasts: https://podcasts.apple.com/us/podcast... Amazon: https://music.amazon.com/podcasts/85f...