Previdência Privada Vale a Pena? Comparativo com o Tesouro RendA+

Many investors ask me if off-the-shelf private pension plans are worthwhile or if it's better to build your own retirement plan. Today, I'll do a blind and definitive comparison: Treasury RendA+ vs. Private Pension Plan. Let's analyze together the two crucial phases of your retirement (Accumulation and Enjoyment) and put the math on the screen to discover the real impact of those 1.5% to 2% administration "fees" that can eat up to 30% of your assets in the long term. In addition, I'll detail the pros and cons of each model: the 10% vs. 15% Income Tax, who bears the risk of the operation, the B3 fees, and why you need to be extra careful if your Fixed Income pension plan is yielding significantly above the CDI! 👇 THE MAP FOR YOUR RETIREMENT: Want to learn how to build your "Private INSS" safely and without depending on third parties? In my "3 Strategies for Retirement" training, I teach you the step-by-step process that works for less than a cheap pizza. Secure your spot: 🔗 https://metodoc3.com.br/3-estrategias... 🎁 EXCLUSIVE SPREADSHEET: Remember that the spreadsheet used in this video will be sent free of charge to those who are part of my WhatsApp alert groups and to Channel Members. Join for free here: 🔗 https://dematosensina.com.br/3 📌 Video Chapters: 00:00 - Treasury Income+ or Private Pension? 00:50 - The two phases: Accumulation and Enjoyment 04:10 - The hidden drain: How the Administration Fee devours 30% of your money 09:30 - The safe shortcut: The 3 Strategies for Retirement 11:30 - Caution: Retirement yielding above the CDI? (Credit Risk) 12:34 - Attention: The exception of PGBL (The logic is different!) 13:13 - Pros and Cons of Retirement Plans (10% Income Tax, Portability and Actuarial Risk) 15:20 - Pros and Cons of RendA+ (Total Control, 15% Income Tax and Early Redemption) 🔗 Subscribe to my channel for free, Click Here: https://dematosensina.com.br/insc-yt 🔗 Access my guide on Fixed Income right now https://metodoc3.com.br/ebook-rf/?src... 🔗 Course from Zero to Advanced with Treasury Direct https://cursotesouro.com.br/?src=org-... 🔗 C3 Method (Complete Methodology of (Investments) https://metodoc3.com.br/?src=org-yt-2... 🔗 Become a member and get early access to videos, priority in responding to comments, plus the Fundamentals of Investments course https://www.youtube.com/@DeMatos/join 🔗 My Telegram channel https://dematosensina.com.br/tele #TesouroRendaMais #PrevidenciaPrivada #Aposentadoria ⚠️ This video is for study purposes only and should not be interpreted as investment advice. To Watch Next: 🎬 Financial Market Traps Series    • O problema de dolarizar os INVESTIMENTOS! ...   🎬 Investing from Zero    • Investindo do Zero   🎬 The Financial Market    • ANALISE 7 FATOS ANTES DE INVESTIR EM FUNDO...   ⚠️ The content of this video is accurate at the time of its release but may not be in the future. ⚠️ BEWARE OF SCAMS! I will not give out my WhatsApp number or request deposits to offer financial consulting. Scammers are responding to comments and commenting on our videos trying to scam people! BEWARE! Attention, your comment could be one of those selected to be answered via video, comment below to be chosen. ABOUT MY CHANNEL: For those of you who are just arriving, on this educational channel I will simplify the investor's journey, from beginner to advanced, detailing types of investments, personal finance, investor mindset, how to analyze investments from a financial perspective, among other topics that are relevant to you, aspiring or experienced investor. Let's go together!