Trocar títulos do Tesouro Direto: quando faz sentido (e quando é prejuízo)

You bought a Treasury IPCA+ 2035 bond, but now you see analysts recommending the IPCA+ 2040. The question is inevitable: is it worth selling one bond and exchanging it for another? In this video, we explain how the buy-ask spread works in the Treasury Direct program, what the hidden costs are when selling a bond before maturity, and when it really makes sense to exchange a bond in your portfolio. Many investors don't realize that when exchanging a government bond, they may pay three important costs: spread between the purchase and sale price income tax B3 fee These costs can completely negate any additional gain from exchanging one bond for another. You will also understand: ✔ When it makes sense to exchange a Treasury bond ✔ Why the Direct Treasury creates a spread between buying and selling prices ✔ How to calculate if the exchange is worthwhile ✔ The common mistake of exchanging bonds simply because a new one has been issued If you invest in IPCA+ Treasury bonds, NTN-B bonds, or government bonds, this video will help you make much smarter decisions in managing your portfolio. 00:00 – Is it worth exchanging the IPCA+ 2035 for the IPCA+ 2040? 01:27 – What is the buying and selling spread in the Direct Treasury? 03:00 – Why the Treasury creates a spread between buying and selling prices 05:34 – Practical simulation of bond exchange 08:54 – Real difference in profitability between bonds 09:44 – When is it really worth exchanging a bond? 11:01 – Can I sell bonds that the Treasury has stopped issuing? 🎙 Nord Spotify Podcasts: https://nordlink.co/3GQ5KFa 📻 Nord Deezer Podcasts: https://nordlink.co/3uK1xAi 🎙 Nord Apple Podcasts: https://nordlink.co/3x2B67W 🐥 Twitter: https://nordlink.co/3oJhpiy 💻 Facebook:   / nordresearch   📸 Instagram:   / nordresearch   💎 LinkedIn:   / about   🔵 Telegram Nord: https://t.me/s/nordresearchoficial