Como Quitar um Financiamento de 30 anos em 7 Anos

I financed R$314,000 for 30 years. In total, it would have cost over R$680,000. I paid it off in 10 years. I could have done it in 7. In this video, I show the real math behind early repayment, with my numbers, my rates, and the decisions I made over 10 years. It's not theory. It's what I did in practice. You will learn: → The costs that appear before you get the keys (one of them I only discovered after signing) → Why the SAC table is superior to the Price table for those who want to pay off faster → How to calculate the exact value of any installment of your financing in less than 1 minute → The strategy of odd and even years: how to use 13th salary, FGTS (Brazilian severance fund) and income tax refund to reduce the balance → The turning point — when I stopped amortizing and started investing, and the calculation that made me make that decision --- Nice to meet you! I'm Junior Jú (nickname of Arlei de Almeida Oliveira Junior - CVM Registration 004144-0). --- Lesson Content 0:00 — Characteristics and Rates of Homeownership 5:53 — Financing: SAC and PRICE Tables 15:40 — Strategy to Pay Off the Financing in 10 Years --- Links from this lesson: Meia Ficha Calculator: https://meiaficha.com.br/calculadoras... How to Invest in Treasury Selic:    • Tesouro Selic: Onde eu coloco meu dinheiro...   CDB, LCI, LCA and RDB — Complete Guide:    • CDB, LCI, LCA e RDB | Aula Completa