Why I'd Buy My First Home Before Rentvesting Now (Australia 2026)

📞 Book a Free Discovery Call With an Experienced Mortgage Broker https://davidpelligra.com.au/ 📘 Download the Free First Home Buyers Guide (PDF): https://fhb.davidpelligra.com.au 📷 Instagram →   / davidpelligra   Rentvesting used to be one of the smartest property strategies in Australia. I recommended it. I even did it myself. But the 2026 budget just changed two rules that made the whole maths fall apart. Most people considering rent vesting right now haven't actually run the new numbers. They're still working off the old playbook, negative gearing offsets, a clean 50% CGT discount at exit. Both of those are gone for any established property purchased after May 12, 2026. In this video, you'll understand exactly why rent vesting worked under the old rules, what the budget actually changed (and what it's going to cost you in real dollars), and why — for the first time in years — buying your principal place of residence might be the stronger financial move. Whether you're a first home buyer weighing up rent vesting vs buying your own home, or an investor who's been sitting on the fence since budget night — this video is for you. Chapters: 0:00 - Is Rentvesting Dead? 1:56- How Rent Vesting Used to Work 3:30 - The 2026 Budget Changes Overview 5:31 - What the Data Is Saying Right Now 7:10 - Rentvesting vs Buying Your First Home in 2026 🙋‍♂️ About Me I'm David — a mortgage broker based in Melbourne. I've helped hundreds of first home buyers and investors across Australia buy property with confidence, clarity, and strategy. My aim is to give you the ultimate guidance and information so you can make the most informed decision possible when purchasing property. 📬 Stay Connected Instagram →   / davidpelligra   Website → https://davidpelligra.com.au ⚠️ Disclaimer This video is for educational purposes only and does not constitute financial advice. Always speak to a licensed broker or financial adviser before making decisions. #rentvesting #australianproperty #firsthomebuyer #negativegearing #mortgagebrokeraustralia