Schwerbehinderten-Rente 2027: Kann die Rentenreform den Antrag noch stoppen?

Could the pension reform still prevent his already planned retirement in 2027? Frank was born in 1964, has a permanent disability rating of 50, and, according to his own statement, 38 years of contributions. He wants to apply for the old-age pension for severely disabled people with deductions on January 1, 2027. The pension application has already been submitted online. But now he is worried: Could the planned pension reform still change his retirement date or the amount of the deduction? Frank was born in 1964, has a permanent disability rating of 50, and, according to his own statement, 38 years of contributions. The old-age pension for severely disabled people with deductions has already been submitted online. But now he is worried: Could the planned pension reform still change his retirement date or the amount of the deduction? In this video, I explain: ✅ What the requirements are for receiving an old-age pension for severely disabled people ✅ When someone born in 1964 with a disability rating of 50 can retire ✅ How the maximum pension reduction of 10.8 percent is calculated ✅ What the Pension Commission proposes regarding raising the retirement age ✅ Whether the pension for severely disabled people could also be affected in the long term ✅ Why Frank's planned retirement at the beginning of 2027 is, according to current information, very likely not at risk ✅ What a previously submitted pension application means in terms of grandfathering provisions For insured individuals born in 1964 or later, the old-age pension for severely disabled people is currently available from age 62 at the earliest, with reductions. Without reductions, this pension can generally be drawn from age 65. Requirements include a disability rating of at least 50 and a waiting period of 35 years. The proposals of the Pension Commission are not yet legally binding. The German government plans to implement the pension reform by the end of 2026. As soon as specific deadlines and regulations regarding the protection of legitimate expectations are announced, I will report on them here. Sources: German Pension Insurance, Recommendations of the Pension Commission from June 2026, Federal Ministry of Labor and Social Affairs, Federal Government. This video does not replace individual pension or legal advice. For calculating your personal pension start date and reductions, you should contact the German Pension Insurance directly. #DisabilityPension #PensionReform About this channel: Questions about health insurance, the disability ID card, or the broad topic of pensions? We explain everything in an easy-to-understand way. Without legal jargon. So that you can understand it. Contact Christian Schultz: Do you have further questions or requests that I should address here on the channel? Then simply write your question in the comments. Or even better – contact me on Instagram:   / christianschultz_sovd   Here's the link to Christian Schultz's paperback or eBook: From Sickness Benefit to Retirement: https://www.krankengeld-zur-rente.de/... The SoVD Schleswig-Holstein on social media: Facebook:   / sovdsh   Twitter:   / sovd_sh