The Superannuation HACK That Saved Me $8610 In TAX This Year (legally)

Try out Billroo for free for 14-days - https://click.billroo.com/Scjx/Raymond Superannuation is the best hack Australians have to build wealth for retirement. I'll share the strategies I use to leverage concessional contributions to save on taxes. ▼ ▽ SIGN-UP TO MY FREE NEWSLETTER 📰 https://raymondla.substack.com/ ▼ ▽ FINANCE APPS I USE 💸 Moomoo - 38 free stocks valued up to $3,000 - https://bit.ly/49u0XHY 📈 Sharesight - Best Portfolio Tracker - https://bit.ly/3SlWSAx 🔎 Simply Wall St - Stock researching Tool - https://goto.simplywall.st/raymond ▼ ▽ CRYPTO EXCHANGES 🚀 Independent Reserve - $30AUD BTC when you sign-up & make first trade - https://bit.ly/4fpjx8t 🚀 Bitcoin.com.au - $30AUD BTC when you sign-up & make first trade - https://bit.ly/4lysWw1 🚀 Coinspot - $10AUD BTC - https://bit.ly/4cBPLM6 ▼ ▽ BANK ACCOUNTS I USE 💰 ING Savings Maximiser - Earn $100 after 5 transactions. Code (Jbn574) - https://bit.ly/3OKvgSN 💰 UBanK - Earn $30 after making 5 transactions. Dode (Y1CT9P2) - https://bit.ly/4jgH9xt ▼ ▽ TIMESTAMPS 0:00 Intro 0:59 Concessional contributions 2:27 Non-concessional contributions 3:18 Billroo 5:04 Salary sacrificing 6:46 Personal deductible contribution 8:12 Carry forward contributions 10:14 Our strategy 10:40 Who should use these strategies? ▼ ▽ CONTACT 📩 Business inquires → [email protected] 💰 Some links above may be affiliate or referral links. Using these links costs nothing extra, but they support the channel! ▼ ▽ DISCLAIMER 🚨 This video is for educational purposes only and is not intended as financial advice. I am not a financial advisor and do not hold a financial license. I’m just a regular person sharing my experience and what I’ve learned on my own journey. Always do your own research when making financial decisions, and if you require personal advice, seek out a professional.