Pension vs ISA: Which One Will Make You Wealthier?

Pension vs ISA: which should you invest in first for your wealth or retirement goals? Here is our complete guide for savers and investors. Need financial coaching for your money or investing goals? Book a 121 Power Hour with me: https://thehumblepenny.com/powerhour ✅ Join Financial Joy Academy https://financialjoyacademy.com ✅ Read The Wealth Habit https://geni.us/TheWealthHabit ✅ Read Financial Joy book: https://geni.us/financialjoy ✅ Book 121 Power Hour Coaching - https://checkout.financialjoyacademy.... ✅ FREE 42-week Take Control & Grow Your Money Programme - https://thehumblepenny.com/takecontrol ✅ Visit The Humble Penny Shop - https://shop.thehumblepenny.com/colle... ✅ Gain investing confidence in only 12 days with the 'Super Simple Investing' course - https://thehumblepenny.com/SSI ★★ RESOURCES MENTIONED ★★ Open a Lifetime ISA: https://thehumblepenny.com/HLLISA ★★ POPULAR VIDEOS ★★ Index Funds and ETFs Explained | How to Start Investing For Beginners:    • Index Funds and ETFs Explained (2026) | Ho...   UK vs US Wealth By Ethnicity: The Shocking Truth -    • UK vs US Wealth by Ethnicity: The Shocking...   UK vs US Wealth By Age: Are You Richer Than Most People Your Age?    • UK vs US Wealth By Age - Are You Richer Th...   How to Calculate Your Net Worth (+ FREE WEALTH TRACKER) -    • How to Calculate Your Net Worth (+ FREE WE...   Invest THIS In An ISA To Make £2,000 Per Month Passive Income (Tax-Free) -    • Invest THIS In an ISA to Earn £2,000 MONTH...   If You Have £5,000 In The Bank, Do These 5 Things -    • If You Have £5000 In The Bank DO THESE 5 T...   ★★ READ THE BLOG POST ★★ 10 Retirement Numbers Everyone Needs to Know: https://thehumblepenny.com/retirement... ★★ EQUIPMENT USED ★★ Canon EOS M50 Camera - https://amzn.to/2zcz1K0 Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ Manfrotto Tripod - https://amzn.to/2YC3Sto Apple iMac 2019 - https://amzn.to/2lEXNyz Rode Microphone - https://amzn.to/2lFs0O2 ★★ ABOUT US ★★ Ken and Mary Okoroafor are 2 X Sunday Times bestselling authors of Financial Joy and The Wealth Habit. They are Financial and Business Coaches who founded The Humble Penny and Financial Joy Academy, with the mission to help millions create lives of Financial Joy: working towards financial freedom while also enjoying life now. They achieved Financial Freedom aged 34 (including mortgage-free in 7 years) with Ken having started his journey as a first-generation immigrant to the UK aged 14, and Mary was born to a hard-working working-class family in London. Ken and Mary are married with 2 children and love outdoor activities and travelling to explore new adventures. Ken is a Chartered Accountant (ACA, ICAEW), Non-Executive Director and holds an MBA from the Judge Business School, University of Cambridge. He had over 14 years of experience as an executive Chief Financial Officer (CFO) in the Investment Business in London and took the leap in April 2020 to begin running his own business full-time together with his wife, Mary, as business partners. Mary is an entrepreneur with 12 years of experience across media and IT, with 7 years also growing a childcare business and years of growing a successful online business. ★★ WANNA CONNECT? ★★ Blog: https://thehumblepenny.com LinkedIn:   / ken-okoroafor   LinkedIn:   / mary-okoroafor   Instagram:   / thehumblepenny   YouTube:    / thehumblepenny   Facebook:   / thehumblepenny   TikTok:   / thehumblepenny   Email: [email protected] ★★ BUILD WEALTH ★★ Join Financial Joy Academy to build wealth with tailored Wealth Paths, Community, Accountability and coaching from us directly: https://www.financialjoyacademy.com/ 0:00 - Why we made this video 0:46 - What to expect in this video 1:51 - About me 2:04 - Financial Joy book 2:18 - The Wealth Habit book 2:46 - Section 1: The biggest mistake people make 4:02 - Section 2: The key differences between pension vs ISA 6:19 - Section 3 - The suitcase analogy for pension vs ISA 7:53 - Section 4: The case for the pension and when to prioritise it. 12:12 - Section 5: The case for the ISA and when to prioritise it. 15:23 - Section 6: The 3 Bucket Framework For Managing Your Money 18:51 - Join Financial Joy Academy (FJA) 19:55 - Section 7: 6 Relatable examples or case studies. 28:42 Section 8: Order of saving and investing your money 30:53 - Conclusion Best, Ken and Mary #retirement #pension #financialfreedom ★★ WHAT THIS VIDEO IS ABOUT★★ Pension vs ISA: Which One Will Make You Wealthier? Warning: Investments can go down as well as up. This video is not financial advice or a personal recommendation to you. Disclosure: This video may contain affiliate links, and we may get paid a small commission if you click on a link. There is no extra cost to you.