They Just Put a Tax Inside Your ISA

The government has just announced major changes to how cash and money market funds can be held inside a stocks and shares ISA, coming into force from April 2027. In this video, I'll break down exactly what the new rules mean, why the Treasury says it has made these changes, and whether the logic behind them actually holds up. If you currently use your ISA to keep some money safe while you decide where to invest it, this affects you directly. Watch before you make any decisions about your ISA in 2027. ✔️ If you want to learn more about investing, why not become a pensioncraft.com member? To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor... What Else PensionCraft Offers: 💡 Book a coaching session with Ramin so he can answer your questions in a one-to-one video call via Zoom: https://pensioncraft.com/power-hour/ 📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ 📖 Understand investment in more depth with my online courses https://pensioncraft.com/courses-we-o... ❓ Join PensionCraft on YouTube and you’ll be supporting me to make more content and I will answer your questions and respond to your comments on YouTube as a priority https://www.youtube.com/pensioncraft/... 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast app of choice or at    / @manyhappyreturnspodcast   The Following Data Sources Help Me Create My Videos (These links provide new users with a special offer and may also provide me with a small commission) ✔️ Stockopedia - New users get a special 25% discount on any annual plan if they use this link http://stk.pe/pensioncraft or enter our promo code 'PC25' at the checkout. ✔️ ShareScope & Sharescope Pro - special discount offers are available for PensionCraft viewers who use this link https://www.sharescope.co.uk/pensionc... Timestamps 00:00 Introduction 00:39 What changes in 2027 01:11 Money market funds targeted 01:51 Why the Treasury did it 02:23 Why it’s a mistake 03:13 Easy ways around it 04:21 22% charge and pitfalls 06:12 Real fix for UK investing 06:53 What I’m doing now 07:39 Wrap up Where Else You Can Find Me https://pensioncraft.com/   / pensioncraft     / pensioncraft     / pensioncraft   Take A Look At Some Of My Other Videos 📹 Investment For Beginners playlist    • Investing for Beginners   📹 Investing For Retirement playlist    • Investing for Retirement   📹 Investing With Vanguard playlist    • Investing with Vanguard   📹 Portfolio Building Blocks playlist    • Portfolio Building Blocks   DISCLAIMER All information is given for educational purposes and is not financial advice. Ramin does not provide recommendations and is not responsible for investment actions taken by viewers. Figures that are quoted refer to the past and past performance is not a reliable indicator of future results. If you need financial advice, Unbiased, the UK’s leading online directory of financial advisers, can connect you to an Independent financial advisor for free. Additionally if you use our link to register with Unbiased, your first consultation with a financial adviser is free. https://imp.i337888.net/c/4012142/193... (This link provides you with a special offer and we will also earn a small commission)