Retirement Savings Benchmarks: Are You Behind? (Brutal Self-Assessment)

Most people in their mid-50s have no idea whether their retirement savings are actually on track — and the standard benchmarks weren't built for your income level or your situation. In this video, I walk through a 3-part self-assessment using real numbers from a real client scenario so you can see exactly where you stand. In this video, I cover: The savings rate benchmark — and why 12% may not be enough in your 50s The balance-by-age multiplier — and where the standard rule tends to break down The income replacement benchmark — and what your actual gap number may mean for your plan I also walk through a real client scenario — Sandra M., a 56-year-old single professional — using IncomeLab screenshots and custom graphics to show exactly how I'd run this analysis. The numbers may surprise you. 📊 Download the free Pre-Retirement Readiness Checklist: https://radiantvest.com/checklist 📞 Schedule a complimentary virtual consultation: https://calendly.com/radiantvest 🔔 Subscribe for new retirement planning content every week CHAPTER TIMESTAMPS 0:00 — Are You Behind? (The Real Question) 0:11 — Promise 0:35 — The Problem With 'I Think I'm Fine' 1:08 — Compliance Disclosure 1:20 — The 3-Part Benchmark Framework 1:45 — Benchmark 1: Savings Rate 2:46 — Benchmark 2: Balance by Age 4:39 — Benchmark 3: Income Replacement 7:37 — Sandra's Adjustment Plan 8:33 — Behind Doesn't Mean Broken 8:53 — Free Retirement Checklist 9:09 — Watch This Next 9:29 – Educational Disclaimer #RetirementPlanning #RetirementSavings #JerryTalksFinance