$4 Million Saved. Why He Stopped Waiting and Retired at 60

Find out if you're working longer than you need to: https://www.demarsfinancial.com/start... Taylor's weekly retirement newsletter: https://demars-financial-group.ck.pag... A client came to us with $4 million saved, convinced he had to work until 63. His advisor of 12 years said he was on track. But when we rebuilt his plan from the ground up, we found three assumptions that were costing him five of his healthiest retirement years. In this video, I walk through the three specific changes we made to his plan, without adding a dollar to his savings or increasing his risk, that moved his retirement date from 63 to 58. If your plan uses flat spending projections, a default investment allocation, and no Roth conversion strategy, this video will show you what you might be missing. Watch next: The Truth About Retiring at 55 Versus 65    • The Truth About Retiring at 55 Instead of 65   ABOUT ME: I'm Taylor Demars — Certified Financial Planner, tax strategist, and third-generation advisor at Demars Financial Group. I help Americans approaching retirement with $2M–$6M in investable assets build tax-efficient income strategies so they can retire with clarity, confidence, and a plan that accounts for real life. We also prepare taxes in-house, so your retirement plan and tax plan are always coordinated. Disclaimer: Since we don't know your specific situation, none of this information should be construed as tax, legal, financial, insurance, financial advice, or other advice and may be outdated or inaccurate. It is your responsibility to verify all information yourself. This content is prepared for entertainment purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Demars Financial Group, LLC or its members cannot be held liable for any use or misuse of this content. Advisory services offered through Demars Financial Group LLC, a Registered Investment Advisor. Demars Financial Group is not affiliated with LPL Financial.