Private Krankenversicherung für Beamte: Alles richtig machen (2026) PKV für Beamte

💻 FREE online consultation for private health insurance ►► https://www.versicherungenmitkopf.de/... 📑 FREE private health insurance check ►► https://www.versicherungenmitkopf.de/... ✅ Get your insurance policies checked for FREE ►► https://www.versicherungenmitkopf.de/... 📝 Expert article on private health insurance for civil servants ►► https://www.versicherungenmitkopf.de/... 📝 Expert article on supplementary benefits ►► https://www.versicherungenmitkopf.de/... ✅ Download the free private health insurance user guide ►► https://www.versicherungenmitkopf.de/... 📝 All information about the book "Totally (Un)insured" ►► https://www.versicherungenmitkopf.de/... Around 95% of all civil servants have private health insurance. And there are many good reasons for this. In this video, I'll explain the specifics of private health insurance for civil servants. A must-watch for all civil servants and those who aspire to become one. I'll also discuss why 5% of civil servants have opted against private health insurance and how you, as a civil servant, can find the right private health insurance plan for you. 00:00 What is the supplementary health insurance for civil servants and how does it work? ] ► ... 01:31 Supplementary benefits for spouses & children 02:34 Variations in supplementary benefits 03:10 Residual cost insurance: The role of private health insurance for civil servants 04:17 Premium amount & benefits in retirement 04:50 Supplementary benefit tariff 06:11 Waiting period & medical care: Secure the right coverage early on 07:08 Acceptance despite pre-existing conditions: The open enrollment campaign for civil servants 09:09 Why 5% of civil servants choose against private health insurance 11:40 Lump-sum supplementary benefit vs. traditional supplementary benefit 12:24 How to find the right residual cost insurance 13:08 Personal consultation instead of a comparison portal: Why this is crucial On the YouTube channel "Insurance with Brains," Bastian explains insurance to you as simply as possible. Insurance finally in your language. Understand which insurance policies you really need and which you don't. Learn why some insurance policies are essential for your livelihood and how the need for insurance can change throughout your life. Stay up-to-date on important policy changes regarding insurance, retirement planning, pensions, and related topics. Free online consultations and the free "Insurance with Brains" app are available to help you with this. Important Notes: Links marked with an asterisk (*) are affiliate links. If you click on one of these links and make a purchase, I will receive a commission. The price remains the same for you. I handle affiliate links responsibly and only recommend services and products that I personally use and/or whose benefits and added value I am convinced of. Disclaimer: The author/speaker assumes no liability for the timeliness, accuracy, completeness, or quality of the information provided. Liability claims against the author relating to material or immaterial damages caused by the use of the information provided, or by the use of incorrect or incomplete information, are generally excluded to the fullest extent permitted by law. This video does not constitute professional advice in any way and is not a substitute for it. — "Insurance with a Brain" is the brand of VMK Versicherungsmakler GmbH. Founder & Managing Director: Bastian Kunkel. Insurance with a Brain is an expert in disability insurance, private health insurance, and private retirement planning—and more.