PKV-Grenze steigt massiv! Solltest du noch 2026 wechseln?

📋 Download the private health insurance checklist ►► https://www.versicherungenmitkopf.de/... 💻 FREE online consultation regarding private health insurance ►► https://www.versicherungenmitkopf.de/... 📑 FREE private health insurance check ►► https://www.versicherungenmitkopf.de/... ✅ FREE insurance check ►► https://www.versicherungenmitkopf.de/... 📝 Expert article on the annual earnings threshold ►► https://www.versicherungenmitkopf.de/... 📝 Ultimate private health insurance guide ►► https://www.versicherungenmitkopf.de/... The hurdle for private health insurance could rise dramatically in 2027. And much more significantly than many realize. This is because the planned health insurance reform will further increase the so-called compulsory insurance threshold. The problem: Those who wait too long might suddenly find themselves unable to switch to private health insurance in 2027. Or be forced back into the statutory health insurance system. And that's precisely why this topic is becoming extremely relevant for many employees. 0:00 Private health insurance threshold rising dramatically! Should you switch in 2026? Introduction 0:45 Why the private health insurance threshold is important 1:30 Compulsory insurance threshold explained simply 1:59 Annual earnings threshold 2027: Significant increase? 2:58 Should you still switch to private health insurance now? 3:39 Advantages and Risks of Private Health Insurance 4:20 Returning to Statutory Health Insurance Explained 5:02 Exemption from Compulsory Insurance 6:19 Consider Long-Term Consequences 6:57 Important Special Cases 7:32 Returning to Statutory Health Insurance from Age 55 7:59 Help Choosing the Right Private Health Insurance 8:40 Conclusion 9:10 Further Tips on Private Health Insurance #healthinsurance On the YouTube channel "Insurance with Brains," Bastian and his team explain insurance in the simplest way possible. Insurance finally explained in your language. Understand which insurance policies you really need and which you don't. Learn why some insurance policies are essential for your livelihood and how the need for insurance can change throughout your life. Stay up-to-date on important policy changes regarding insurance, retirement planning, pensions, and more. Free online consultations are available for this purpose. We are a licensed insurance broker according to § 34d of the German Trade Regulation Act (GewO). Important Notes: Links marked with an asterisk (*) are affiliate links. If you click on one of these links and make a purchase, I will receive a commission. The price remains the same for you. I handle affiliate links responsibly and only recommend services and products that I use myself and/or whose benefits and added value I am convinced of. Disclaimer: The author/speaker assumes no liability for the timeliness, accuracy, completeness, or quality of the information provided. Liability claims against the author relating to material or immaterial damages caused by the use of the information provided or by the use of incorrect or incomplete information are excluded to the fullest extent permitted by law. This video does not constitute professional advice in any way and is not a substitute for it. "Insurance with Brains" is a brand of VMK Versicherungsmakler GmbH. Founder & Managing Director: Bastian Kunkel. Insurance with a Brain is an expert in disability insurance, private health insurance, and private retirement planning – and more.