2026 Goals Update: Should We Go Back Into Debt?

✅ This year I'm using Crew’s high yield account for spending & sinking funds (code PNP for APY boost) → https://penniesnotperfection.com/crewpnp ✅ 2026 goals video :    • How I’m Investing $17,000 This Year 💸 2026...   I’ll be honest, we are making progress on all the goals but not as much as I would like. It’s been a struggle especially with the college tuition and higher mortgage we took on this year. Should paying for college be our only goal right now or should we take out student loans? I’ve been looking at options but going back and forth, but we are dropping preschool tuition soon so things should get easier. :) What goals are you working on? The financial goals include: 1️⃣ investing for retirement 2️⃣ saving to pay for a new roof 3️⃣ paying down our mortgage 4️⃣ paying cash for college 5️⃣ taking a nice vacation!!! What are your financial goals for the year?!?! ✅ Try Crew’s high yield account with built in budgeting, automation, kid’s cards and more (code PNP for APY boost) → https://penniesnotperfection.com/crewpnp Crew is a financial technology company, not a bank. Banking services provided by Bangor Savings Bank, Member FDIC. The Crew Mastercard® Debit Card is issued by Bangor Savings Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Spend anywhere Mastercard is accepted. Annual Percentage Yield (APY) is variable and may change after account opening. The advertised 2.95% APY is accurate through January 31, 2025. There is no minimum balance or deposit required to obtain the advertised APY. Fees may reduce earnings. FDIC insurance coverage protects against the failure of an FDIC insured depository institution. Pass through FDIC insurance coverage is subject to certain conditions. ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ✅ RECOMMENDED RESOURCES 📑 My Simple Monthly Budget Template: https://penniesnotperfection.com/budget 💵 Best High Yield CHECKING Account: https://penniesnotperfection.com/crewpnp 💵 Best High Yield Savings Account ($300 BONUS): https://penniesnotperfection.com/best... 💰 Ultimate Savings Challenge Bundle: https://penniesnotperfection.com/savi... 💳 Find the best rate for Car Insurance: https://penniesnotperfection.com/cari... 📈 Get up to $1,000+ in free stocks: https://penniesnotperfection.com/best... CASH BACK APPS: 💵 Rakuten ➝ https://penniesnotperfection.com/Rakuten 💵 Fetch Rewards (code: MV7RR) ➝ https://penniesnotperfection.com/Fetc... 💵 Ibotta (code: vernepp) ➝ https://penniesnotperfection.com/ibotta 💵 Upside (code: pnpcash) ➝ https://penniesnotperfection.com/upside ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ CONTACT ME: 🔹 Website: http://penniesnotperfection.com 🔹 Shop: https://shop.penniesnotperfection.com/ 🔹 Instagram:   / penniesnotperfection   🔹 Buy Me A Coffee: https://www.buymeacoffee.com/youtubep... ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ **The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice. Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time. I am not a professional and this channel is for entertainment purposes only. Do your own research!! *Affiliate links. I get commissions for purchases you make through links shown here. It doesn't affect your purchase in any way and the commissions help support this channel. I only recommend items I personally use and appreciate the opportunity to share.