5-Year Wealthsimple Review: The Good and The Bad

✅ Wealthsimple: Get a $25 sign-up bonus when you sign up with my referral code: ZCZSZQ https://www.wealthsimple.com/invite, or affiliate link: https://www.wealthsimple.com/invite/Z... (Affiliate link) #wealthsimple #investingcanada ✅ Get your FREE Compounding Growth Chart by signing up to my Newsletter here: https://www.livingincanada.me/freecom... *Don't forget to check your promotions tab/spam! After you confirm your email, I'll send you the free chart, cheers! ✅ Other Financial Services I personally use (Affiliate links): ⌲ EQ Bank 2.75% Interest Savings account: https://click.linksynergy.com/fs-bin/... ⌲ SQUARE ONE Home insurance: Get a $20 account credit incentive, if you purchase home, condo, or tenant insurance through my link: https://www.squareone.ca/livingincana... ⌲ NDAX Cryptocurrency exchange: Get a $10 bonus when you sign up with my referral link: https://refer.ndax.io/Uv2D (TnCs and minimum funding apply!) (Affiliate link) ⌲ Scotiabank Momentum Visa Infinite (4% Cashback card) Get a $100 Cash Rebate by applying through my link: https://www.finlywealth.com/credit-ca... ⌲ CREDIT CARD Cash rebates: Find tons of other $ cash rebates for most credit cards here: https://www.finlywealth.com/credit-ca... ⌲ KRAKEN: To earn C$10 in BTC, deposit $100+ in CAD (fiat only, crypto deposits do not qualify!) and trade C$100, use my link: https://kraken.pxf.io/c/5767178/33004... ⌲ CHEXY to save money on your rent! Use this link to sign up and earn cashback on your next rent: https://app.chexy.co/?utm_source=livi... ⌲ MAYA Mobile E-SIM: Get a 5% discount on your purchases using my affiliate link: https://mayamobile.pxf.io/5kZVJj ⌲ NORD VPN: https://nordvpn.sjv.io/Livingincanada Get 75% off + 3 months extra (TnCs apply!) // AFFILIATE LINKS DISCLAIMER: Links included in this description may be affiliate links. If you click on one of them and make an eligible purchase, I may receive a small commission at no additional cost to you. I've been using Wealthsimple for over 5 years — and in this video, I share my real, unsponsored take on whether it's actually worth it for Canadian investors. From registered accounts and banking to crypto, perks, and where it still falls short, here's everything I've learned from real use. What you'll learn in this video: Why Wealthsimple is the best all-in-one starting point for Canadian beginner investors How Wealthsimple works as a full banking setup — cash account, registered accounts, credit card, and free Interac transfers The fee structure and what you actually pay (and don't pay) Extra features like crypto trading, physically backed gold, Wealthsimple Tax, and the portfolio line of credit Why the platform is genuinely simple and motivating to use Tier-based perks, rewards, and why the newsletter is actually worth reading Where Wealthsimple still falls short — and what I'd love to see improved Why I use multiple platforms and how Wealthsimple fits into my overall setup This video is not sponsored. Some links below are affiliate links — I only recommend tools I personally use and believe in. **DISCLAIMER: The content of this video is not financial advice. These are my opinions only. I am not a financial advisor and don't give financial advice. When I say I 'pick' or 'choose', I say that based on my personal goals and situation which may be different from yours. There are no guarantees, and investing always carries risk. Make sure you do your own research and consult a financial advisor as needed.** ***AFFILIATE DISCLAIMER: Some links are affiliate links: If you use them to sign up for a product/service, I may receive a commission at no additional cost to you. // Support my channel Hey, if you’ve enjoyed my content, you can Contribute a ’SUPER THANKS’ to this video Buy me a coffee here: buymeacoffee.com/livingincanada // My Book! Amazon CA: https://a.co/d/ge71w4n Amazon US: https://a.co/d/gL9ywUf // ABOUT Getting ahead financially in Canada while enjoying life