Looking after the pennies …

Semi-retired, frugal life isn't always about big financial events and major decisions. For me, it's just as much about watching the pennies along the way, and taking advantage of presented opportunities. Today I mention a few of the small, penny-counting things I have done recently to make the pounds add up in the long run, some by using the app for the supermarket where I work. #budget #costofliving #costoflivingcrisis #frugal #frugallifestyle #frugalliving #frugalretirement #livingonabudget #preparingforretirement