Why I Got The Ritz-Carlton Card (Despite The Risks)

💲 Download MaxRewards: https://www.maxrewards.com/spencer 💳 Hotel Cards: https://spencerjohnsoncards.com/hotel... Click ‘show more’ to see ad disclosure – Hey guys, in this video, I’m walking through why I finally upgraded to the Ritz-Carlton Credit Card from Chase, one of the most hyped and exclusive premium travel cards on the market. I’ll break down how the upgrade process works, what benefits you actually get, and how it compares to other premium cards like the Chase Sapphire Reserve, Capital One Venture X, Hilton Aspire, and Marriott Bonvoy Brilliant. I also explain why this card is getting harder to justify going forward with rumored nerfs on the horizon. That said, the lounge access it currently offers is still extremely competitive, especially for authorized users. So if you’ve ever wondered, “Is the Ritz-Carlton card worth it?” or “Should I upgrade my Marriott card to the Ritz-Carlton before it’s gone?” this video will walk you through everything you need to know. — 💳 Chase Sapphire Reserve: https://spencerjohnsoncards.com/sapph... 💳 Capital One Venture X: https://spencerjohnsoncards.com/venturex 💳 Top Credit Cards: https://spencerjohnsoncards.com/bonuses 📩 Free Newsletter: https://spencerjohnsoncards.com/newsl... 📊 Card Management Spreadsheet: https://spencerjohnsonofficial.com/cr... 💵 Top Savings Accounts: https://spencerjohnsoncards.com/hysa 🛠 Tools I Use: https://spencerjohnsoncards.com/tools ☎️ 1-on-1 Call: https://spencerjohnsoncards.com/consu... 💬 Discord Community: https://spencerjohnsoncards.com/discord 📚 Chapters: 00:00 The Game Plan 00:39 Is The Ritz-Carlton Card Worth It? 04:15 How I Avoid Wasting Money On Credit Cards 05:43 Why I Got The Ritz-Carlton Card 09:33 How The Ritz-Carlton Card Fits Into My Setup 13:18 How To Get The Ritz-Carlton Card — Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies with which YourBestCreditCards earns an affiliate commission or referral bonus. YourBestCreditCards is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. #ritzcarlton #marriott #creditcards