UNBOXING The Ritz-Carlton Card: Is It Right For YOU?

💳 Hotel Cards: https://spencerjohnsoncards.com/hotel... 💳 Top Credit Cards: https://spencerjohnsoncards.com/bonuses Click ‘show more’ to see ad disclosure – Hey guys, in this video, I’m unboxing the Ritz-Carlton Credit Card and walking through why I decided to upgrade to it to help you decide if it’s the right card for you. With a $450 annual fee, this is somehow one of the cheapest premium travel cards on the market, offering lounge access and perks that rival top cards like the Chase Sapphire Reserve, Hilton Aspire, and Marriott Bonvoy Brilliant. I’ll break down exactly how the upgrade process works, what benefits you actually get, and how this card fits into my current credit card setup. With rumored nerfs and benefit changes on the horizon, the Ritz-Carlton card could become harder to justify in the future. So if you’ve been wondering, “Is the Ritz-Carlton card worth it?” or “Should I upgrade my Marriott card before the Ritz goes away?”, this video is for you. — 💳 Chase Sapphire Reserve: https://spencerjohnsoncards.com/sapph... 💳 Capital One Venture X: https://spencerjohnsoncards.com/venturex 💳 Bilt Cards: https://spencerjohnsoncards.com/bilt 📩 Free Newsletter: https://spencerjohnsoncards.com/newsl... 📊 Card Management Spreadsheet: https://spencerjohnsonofficial.com/cr... 💵 Top Savings Accounts: https://spencerjohnsoncards.com/hysa 🛠 Tools I Use: https://spencerjohnsoncards.com/tools ☎️ 1-on-1 Call: https://spencerjohnsoncards.com/consu... 💬 Discord Community: https://spencerjohnsoncards.com/discord 📚 Chapters: 00:00 The Game Plan 00:39 How To Get The Ritz-Carlton Card 02:59 Why I Got The Ritz-Carlton Card 08:29 Should YOU Get The Ritz-Carlton Card? 12:28 Unboxing The Ritz-Carlton Card — Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies with which YourBestCreditCards earns an affiliate commission or referral bonus. YourBestCreditCards is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. #ritzcarlton #marriott #creditcards