Deudas Inmobiliarias: ¿Cómo Vender tu Casa si Debés Expensas o Hipoteca? | Universidad Inmobiliaria

Do you have debts and think you can't sell your property? The paralysis caused by unpaid maintenance fees, property taxes, or a mortgage is one of the most costly mistakes a homeowner can make. In this episode, we demystify each case and explain exactly what can be done. Germán Pérez Salas (Real Estate Broker, CPI 7641) and Dr. Edgardo Turale (Attorney and Real Estate Broker, CPI 8607) analyze in depth the debts that prevent a sale, those that follow the property, and how a professional can resolve complex legal situations. 📚 What you'll learn in this episode: ⚖️ "Proper rem" debts vs. Personal debts — which ones does the buyer take and which ones remain with the seller 🏛️ Property taxes and fines — why the tax follows the property but fines for undeclared work are personal 🏢 Condominium fees and Family Homestead — why this designation does NOT protect against condominium debts 🔒 Seizure vs. injunction — how to get out of trouble in each case 🏦 The mortgage: the most dangerous debt — why two months of arrears can accelerate an auction 📋 Real case: the apartment that was almost lost due to a conflict between siblings and 10 creditors 🤝 The broker as negotiator — the key role of the professional in complex transactions ⏱️ Chapters: 00:00 Introduction — Can you sell a property with debts? 01:35 Program opening and topic presentation 03:41 Propter rem debts vs. personal debts — what follows the property? 06:16 The Water Problem and the Impossibility of Individual Cutoffs 09:55 Property Tax and Fines — Difference Between Property and Personal Debt 12:45 Condominium Fees and the Myth of the Family Home 14:40 The Notary's Role in Debt Withholding 16:44 Liens and Injunctions — How They Affect the Sale and How to Resolve Them 20:45 Negotiating with Creditors and the Role of the Real Estate Agent 24:01 The Mortgage — Why You Should Never Stop Paying It 30:10 Real Case — The Invisible Apartment and the Sibling Conflict 36:50 The Agent as a Pivot for Multiple Stakeholders (Lawyers and the Tax Authority) 40:35 Professional Development — Online Tools and Changes in Banking 44:15 Closing and World Cup News 💬 Have you ever had to deal with debt in a real estate transaction? Tell us about your experience in the comments. 📺 Open Connection — UAI 📅 Tuesdays at 4 PM 🌐 universidadinmobiliaria.com.ar 📱 TikTok: @universidad.inmob 📷 Instagram: @universidadinmobiliaria #RealEstateDebt #SellingWithDebt #CondominiumFees #Mortgage #PropertyTax #PropertyLiens #FamilyProperty #PropterRem #RealEstateAgent #Auctioneer #UAI #CUCICBA #RealEstateUniversity #RealEstateLaw