Why Retirees With $600K End Up With $2M

FREE retirement planner calculator → https://tom.better-investor.co/ I'm gonna show you why the math behind retirement planning is fundamentally broken and how you can avoid underspending during your retirement. CHAPTERS 0:00 - The 4% Rule Deception 3:26 - Hyperbolic Discounting Explained 5:03 - The Data Doesn't Lie 7:01 - Advisor Conflicts of Interest 10:03 - The Utility of Wealth 13:31 - Regret Minimization Matters 15:30 - The Endowment Effect 20:09 - The System is Designed This Way