How Retirees With $1M End Up With $5M

FREE retirement planner calculator → https://tom.better-investor.co/ I'm gonna show you the math that the financial industry desperately hopes you never see, revealing how conservative retirement advice is engineered to make you rich by accident. CHAPTERS 0:00 - Accidental Millionaires? 3:43 - What Do You REALLY Need? 6:23 - The 4% Rule Exposed 9:32 - Why So Conservative? 12:36 - Meet David: A Case Study 15:09 - Is Dying Rich the Goal? 18:17 - The Million is a Lie 21:27 - It's a Lifestyle, Not a Number