Shared Equity Mortgages: Understanding the Model and Its Role in Affordable Homeownership

During NHRC’s recent webinar on Home Equity Investments (HEIs), one thing became very clear: many people are understandably lumping HEIs and shared equity homeownership together, but they are not the same. Some shared equity models are designed to preserve affordability, expand sustainable homeownership opportunities, and protect homeowners over the long term. HEIs, by contrast, are investor-driven financial products with very different goals and structures. In this webinar, we’ll break down: • What shared equity homeownership actually is • Which models are working well in communities across the country • How these approaches differ from HEIs • Why these distinctions matter for housing counselors and their clients Featured Panelists • Doug Ryan, Vice President, Housing Policy, Grounded Solutions Network • Andrea Bopp Stark, Senior Attorney, National Consumer Law Center • Sarah Edelman, Executive Vice President of Policy and Programs, National Community Stabilization Trust