The Supplement Price Hikes Nobody Wants to Talk About

Medicare Supplement rate increases for 2026 are here: Plan G averaging 14.1%, Plan N 13.3%, and High Deductible Plan G at 10.1%. If your Medigap premium jumped again, this video explains exactly why it's happening and what your options are — including a little-known Medicare Advantage trial right that can get you out of a closed block (dead pooled) supplement plan without medical underwriting. We cover open block vs. closed block plans, why insurance companies dead pool a plan, how loss ratios drive rate increases, which states have birthday rules and open enrollment rules, what medical underwriting actually looks at, and the three options left if you can't switch. Not sure if we can help in your state? Reach out and we'll tell you either way — and if we can't, we'll walk you through the steps. 📊 2026 Rate Increase Spreadsheet — see what others across the country are paying, or anonymously add your own: https://docs.google.com/spreadsheets/... ▶️ RELATED VIDEOS The cost of dropping your supplement plan and keeping Original Medicare only:    • Original Medicare, Medicare Advantage or M...   How Medicare Advantage plans actually work:    • Medicare Advantage vs Supplement Plans (20...   Full Medicare Supplement playlist:    • Medicare Supplement (Medigap) Series   ━━━━━━━━━━━━━━━━━━ Thanks to Jared Strock at Medicare Market Insights for the 2026 rate increase data. Check out our resources at https://TheRetirementNerds.com/ ============================= Send me a message! [email protected] ============================= ============================= Be Sure to Subscribe to our Channel! ============================= YouTube: @theretirementnerds ============================= Join our newsletter for monthly tips, book recommendations, and personal stories! https://theretirementnerds.com/newsle... ============================= ⏰ TIME CODES ⏰ 0:00 Rate Increases 1:21 Cost Reality 3:04 Open Block vs Closed Block 6:13 Why this is Happening 8:54 How to Switch 9:13 Medical Underwriting 12:16 Open Enrollment States 13:41 Birthday Rule States 15:42 Other Switching Options 17:05 Trial Right Strategy 20:34 Where to Get Help 23:27 Moving Doesn't Help 25:59 Final Words ============================= #medicare #theretirementnerds #socialsecurity #retirementnerds #finance Federal Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.