What Retirement Looks Like with a $2 Million Portfolio In Canada

What does it actually look like to retire with a $2 million portfolio in Canada in 2026? In this video, I break down the real numbers, from CPP and OAS payments to tax brackets, withdrawal strategies, and the OAS clawback, so you can see exactly how far $2 million goes in Canadian retirement. Timestamps: 0:00 The $2 million retirement question 0:40 The 4% rule and safe withdrawal rates for 2026 1:16 CPP and OAS payments 2:04 The OAS clawback trap and how to avoid it 2:57 RRSP vs TFSA vs non-registered 4:37 The RRSP meltdown strategy and RRIF withdrawals explained 6:11 Real retirement spending patterns in Canada 7:22 Sequence of returns risk and how to protect your portfolio 7:59 How inflation erodes your retirement income 8:33 The 3 things that separate a good retirement from a great one Legal Disclaimer: The information provided in this video is for general educational and informational purposes only. It does not constitute financial, tax, investment, or legal advice. I am not a licensed financial advisor, tax professional, or investment counselor. All figures, tax rates, and government benefit amounts referenced are based on publicly available data and are subject to change. Your individual financial situation is unique. Before making any financial decisions, please consult with a qualified and licensed financial professional in your province. Past performance is not indicative of future results. Canadian Money With Liam assumes no liability for actions taken based on the content of this video. 💬 Creator’s Note: Each video on this channel takes a lot of time to write, narrate, and animate with care. Yes, I use AI tools to help with voiceovers and visuals, but every message, script, and idea is crafted with intention and love, so you can understand money clearly and feel empowered to change your life. Thank you for being part of this project. ❤️ #canadafinance #canadianeconomy #canadianfinance