What Retirement Looks Like with a $2 Million Portfolio in Canada

Is $2 million enough to retire in Canada? On a spreadsheet, it looks like a dream—but what does that number actually buy you on a Tuesday morning in Toronto, Calgary, or Halifax? Today, we’re clearing the fog and turning that $2,000,000 into a real-life retirement plan. Using 2025 data, we break down how to convert a portfolio into a steady income using the 4% rule, while navigating Canadian taxes and government benefits like CPP and OAS. In This Video: Is $2 Million Enough? Canadian Retirement Benchmarks The 4% Rule & Monthly Income The Tax Shells: RRSP vs. TFSA Strategy Government Safety Nets: CPP & OAS in 2025 A Realistic Canadian Daily Budget Silent Threats: Inflation & Sequence of Returns The Psychological Side of Retirement We explore why a $2 million portfolio in Vancouver feels very different than it does in the Maritimes. Whether you're worried about OAS clawbacks or the rising cost of living, this is the objective breakdown you need to plan your future with confidence. Subscribe to Canadian Finance with David to join our community for simple, practical insights into Canadian wealth and retirement! #RetirementCanada #2Million #PersonalFinanceCanada #CPP #OAS #TFSA #RRSP #Wealth #FinancialFreedom #InvestingCanada