5 Ways Labor Could ACTUALLY Fix the Housing Crisis

In this episode, Darren and Brodie walk through five alternative property and lending reforms the federal government could have implemented instead of the 2026 budget package. Cap negative gearing rather than abolishing it. Tax empty homes and land banking. Reward councils for hitting housing supply targets. Remove stamp duty for downsizers. Increase the tax-free threshold for young families. THE BREAKDOWN In this episode, we chat about: Why a dollar-amount cap on negative gearing would have been more equitable than abolishing it. The ATO data showing the average negative gearing claim is only $8,702 a year. Why Australia's 1.04 million empty dwellings should attract a vacancy levy. The "develop or sell" rule for urban land banking. Why councils should be paid bonuses for hitting housing approval targets. How removing stamp duty for downsizers unlocks family housing for the next generation. The Nordic-style tax-free threshold framework for young families. Why Australian economic policy is structured around sugar hits rather than long-term planning. CHAPTERS 00:00 Intro: Five Alternatives To The 2026 Budget 01:00 Cap Negative Gearing Instead Of Abolishing It 06:00 Why The Average Negative Gearing Claim Is Only $8,702 09:00 Tax Empty Homes And Land Banking 12:00 Why Margaret River Has Empty Houses And No Rentals 15:00 The Develop-Or-Sell Rule For Urban Land 20:00 Supercharge Housing Supply Through Council Incentives 24:00 Remove Stamp Duty For Downsizers 27:00 Increase Tax-Free Thresholds For Young Families 32:00 The Australian Economy Runs On Sugar Hits 35:00 Wrap CONNECT WITH A FINANCE BROKER AT FUNDD Got a question? Drop it in the comments below or reach out to the team via our website https://moneyonthemic.com/#contactfundd Follow us on Socials: @moneyonthemicpodcast on Instagram and TikTok This podcast provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. All information is correct at the time of filming. CREDITS Images Albanese and Hanson: Wikipedia SLIDE WHISTLE - 1 by SamuelGremaud -- https://freesound.org/s/517633/ -- License: Creative Commons 0 Boat Horn by PearceWilsonKing -- https://freesound.org/s/346108/ -- License: Creative Commons 0 jackhammer vehicles and gennies.wav by thfc140491 -- https://freesound.org/s/90013/ -- License: Attribution 4.0 Tropical Cruise by code_box -- https://freesound.org/s/573973/ -- License: Creative Commons 0 Dialing 'freesound' (373376863).wav by CGEffex -- https://freesound.org/s/95112/ -- License: Attribution 4.0 dial_tone2 by Anonio82 -- https://freesound.org/s/800659/ -- License: Creative Commons 0 UI_POP_UP.mp3 by Marevnik -- https://freesound.org/s/708605/ -- License: Attribution 4.0 Party Whistle being Blown by Janosch-JR -- https://freesound.org/s/477174/ -- License: Creative Commons 0 Antique Clock Ticking then Strikes Once by iainmccurdy -- https://freesound.org/s/646411/ -- License: Attribution 4.0 Quick Mouse Clicks by Cpfcfan10 -- https://freesound.org/s/635074/ -- License: Attribution 4.0