¿Cuenta bancaria para niños? El ERROR que todos cometen al abrirla

Are you thinking about opening a bank account for your son or daughter? In this video, I explain everything you need to know: at what age you can open a child's account, what mistakes to avoid, how to teach your children to save and invest, and what happens when they turn 18. 👉DOWNLOAD Trade Republic on your phone: https://trade.re/torrens_csa 📰 JOIN my free newsletter: https://sergitorrens.com/newsletter/ 🚨 Need HELP with YOUR FINANCES and INVESTMENTS?: https://sergitorrens.com/contacto/ You'll see practical examples, types of accounts, safe investment options, and how to take advantage of tools like the Trade Republic app to involve the whole family in the savings process. Plus, I give you my professional opinion as a financial advisor on when it's a good idea to open an account... and when it's best not to. 📌 Key topics we cover: Financial education from a young age Saving with clear goals Commission-free investing with ETFs Taxation and account control What happens legally when a minor turns 18 👉 MY COURSE to take control of your finances and investments - MAKE YOUR PAYROLL PROFITABLE: https://tinyurl.com/v85duy9r 👉 VISIT MY WEBSITE to see how I can help you with your finances: https://sergitorrens.com/ 🚨 Follow me on INSTAGRAM:   / sergitorrens_   TABLE OF CONTENTS Introduction: Why opening a bank account for children can change their future What is the ideal age to open an account? What you need to open it (documentation and conditions) How to use it to educate children about savings Goals: encourage savings from a young age How to make contributions (parents, family members, (godparents) What to invest in? Commission-free options with Trade Republic Safe ETFs for short-term goals Risks of long-term stock market investing for children Taxation: Who pays taxes on a child's account? What happens when you turn 18: You lose control? How and when to use accounts in your name Conclusion: When and when not to open a child's account