Herencia vs Donación: el ERROR que puede costarte 60.000€

In this video, I explain with real-life examples, practical cases, and concrete figures when it's wise to donate and when it's a big mistake. 📊 Analyze your portfolio in 3 minutes and detect hidden errors: https://tinyurl.com/2emuuekp 👉DOWNLOAD Trade Republic on your mobile: https://trade.re/torrens_pm 📰 JOIN my free newsletter: https://sergitorrens.com/newsletter/ 🚨 Need HELP with YOUR FINANCES and INVESTMENTS?: https://sergitorrens.com/contacto/ Did you know that you could pay more than 20% in taxes if you donate a home? And that you could literally pay ZERO on an inheritance? I'll show you how the gift and inheritance tax works in Spain, how it varies depending on the autonomous community (Madrid, Catalonia, etc.), and the most common mistakes that can cost you thousands of euros. You will learn: What taxes are payable on a donation (income tax, donations, municipal capital gains tax) When it is advisable to donate (and when you should never do it) How to avoid surprises and legally reduce your taxes Practical examples of parents who want to help their children without going broke This video is especially useful if you are planning your estate, helping your children, or simply want to understand the tax differences between inheriting and donating. 👉 MY COURSE to take control of your finances and investments - MAKE YOUR PAYCHECK: https://tinyurl.com/v85duy9r 👉 VISIT MY WEBSITE to see how I can help you with your finances: https://sergitorrens.com/ 🚨 Follow me on INSTAGRAM:   / sergitorrens_   TABLE OF CONTENTS Introduction: the big question between inheriting and donating Why donating and inheriting are not the same How inheritance and gift tax works Differences by autonomous community Where you pay taxes depending on the case Example: Donate and Gift Tax (Madrid vs. Catalonia) How much you pay for a cash donation The big mistake of donating a home Real calculation: taxes for donating a primary residence What would happen if these homes were inherited When is it better to donate Which assets you should never donate Conclusion: what you should know beforehand Decision-making IMPORTANT Investments involve risk. Past performance is not a reliable indicator of future results. Private markets are long-term investments and should only form part of the overall portfolio. Liquidity restrictions apply. Conditions apply to the (1%) bonus.