Versicherung zahlt nur Zeitwert: Hausbesitzer tragen Schaden | 2025 | Kassensturz | SRF

A burst water pipe in the community: a couple's single-family home in the canton of Schaffhausen is flooded. Despite all the necessary insurance, the owners are left with a large portion of the damage. Because liability insurance only covers the current value. Here are some tips from insurance expert René Grünig of Fairsicherung. For more exciting reports, subscribe to us here: 🔔 https://www.youtube.com/SRFKassenstur... ---------------------- You can find the article about the video here: 📰 https://www.srf.ch/sendungen/kassenst... Playlist with more reports:    • Kassensturz | Reportagen über Konsum, Geld...   ----------------------- ► Every Wednesday: Independent product and service tests ----------------------- Kassensturz is the independent magazine for product and service tests in the areas of consumption, money, and work. Simple and humorous facts, clear opinions, and cheeky questions for product managers. We compare the best-selling products using various criteria and present the detailed test results on TV and online. ----------------------- Netiquette and User Generator Content (UGC): ►https://www.srf.ch/social-netiquette #Kassensturz #versicherung #srf 00:00 Intro 00:34 Insurance only pays current value – homeowners bear the damage 07:39 Interview with insurance expert René Grünig