Clark Howard & Wes Moss: Your Top Money Questions Answered!

In this special episode, Clark Howard and Wes Moss join forces to answer real-world money questions from people just like you. No jargon, no fluff – just actionable advice to help you reach your goals faster. All this and more on the May 12, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: https://clark.com/ask 00:00 - Intro 01:28 - Ask Clark/Ask an Advisor - Is Buying a Boat Ever Financially Smart or Just a Lifestyle Expense? (Emmanuel, Florida) 10:01 - Ask Clark/Ask an Advisor -Should High Earners Choose Traditional 401(k) Over Roth to Save on Taxes? (Patrick, New York) 17:36 - Ask Clark/Ask an Advisor -Does State Income Tax Change Whether a Roth IRA Is Worth It? (Pete, Massachusetts) 22:18 - Ask Clark/Ask an Advisor - When Should You Start Withdrawing From a Large HSA in Retirement? (Phil, Connecticut) 25:50 - Ask Clark/Ask an Advisor - Did I Execute a Backdoor Roth IRA Correctly Without Triggering Taxes? (Scott, Florida) Clark.com: Advice You Can Trust: SUBSCRIBE:    / clark   Listen To The Clark Howard Podcast: https://clark.com/podcast Apple Podcasts: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/3lrwhe2... iHeartRadio: https://www.iheart.com/podcast/8-the-... Follow Us for More Money Tips: Website: https://clark.com/ Podcast: https://clark.com/podcasts/ Newsletter: https://clark.com/newsletters/ Instagram:   / theclarkdotcom   Facebook:   / clarkhoward   Need Consumer Advice? The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET. If you found this video valuable, give it a like. If you know someone who needs to see it, share it. Leave a comment below with your thoughts. Add it to a playlist if you want to watch it later. Our Promise to You: At Clark.com and ClarkDeals.com, we do not get paid for endorsements or reviews of any product or service, nor do we allow advertisers to place paid content on our sites. More information: https://clark.com/ad-disclosure/