The Difference Between Getting Wealthy and Staying Wealthy & The Dividend That Matters Most

Most people think building wealth and keeping wealth require the same strategy. They don't. Wes Moss explains why getting wealthy and staying wealthy are two completely different skill sets—and why understanding the difference could have a major impact on your financial future. Wes also explores what may be the most important financial dividend of all: freedom. Financial planning isn't just about accumulating a bigger number. It's about creating autonomy, reducing the fear of running out of money, and building a life where you have more control over your time and choices. You'll learn why multiple income streams can provide both financial security and emotional comfort—and how finding your "money green zone" can help support lasting financial independence. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the June 16, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: https://www.wesmoss.com/ask 00:00 - Intro 00:35 - Getting Wealthy vs. Staying Wealthy 08:55 - Ask an Advisor - Should You Delay Social Security and Pension Benefits if Longevity Runs in the Family? (Chris, Georgia) 13:26 - Ask an Advisor - Do Roth Conversions Make Sense for High-Net-Worth Retirees in the 24% Tax Bracket? (Mark, Georgia) 17:04 - How Do You Rebalance a Portfolio Without Triggering a Big Tax Bill? (Todd, Iowa) 19:45 - Why Freedom Is The Most Important Dividend 24:21 - What Should a 28-Year-Old Do With $50,000 in Excess Cash? (Tyler, California) 27:27 - Are Equity Indexed Annuities a Better Alternative to Bonds? (Gary, North Carolina) Clark.com: Advice You Can Trust: SUBSCRIBE:    / clark   Listen To The Clark Howard Podcast: https://clark.com/podcast Apple Podcasts: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/3lrwhe2... iHeartRadio: https://www.iheart.com/podcast/8-the-... Follow Us for More Money Tips: Website: https://clark.com/ Podcast: https://clark.com/podcasts/ Newsletter: https://clark.com/newsletters/ Instagram:   / theclarkdotcom   Facebook:   / clarkhoward   Need Consumer Advice? The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET. If you found this video valuable, give it a like. If you know someone who needs to see it, share it. Leave a comment below with your thoughts. Add it to a playlist if you want to watch it later. Our Promise to You: At Clark.com and ClarkDeals.com, we do not get paid for endorsements or reviews of any product or service, nor do we allow advertisers to place paid content on our sites. More information: https://clark.com/ad-disclosure/