Why Banks Are Rethinking Credit Cards | The Daily Brief Hindi

In this video we cover: India’s Credit Card Growth Is Slowing India’s credit card industry is entering a slower phase after years of rapid growth. While overall spending is still increasing, customer spending per card has weakened and banks are becoming more cautious with lending. The video explains how major players like HDFC Bank, SBI Cards and Payment Services, and ICICI Bank are adjusting their strategies, while smaller issuers such as RBL Bank and AU Small Finance Bank are facing pressure from rising bad loans and weaker profitability. The story also explores how fewer customers are carrying unpaid balances, reducing one of the biggest profit sources for credit card companies. As a result, issuers are cutting rewards, slowing expansion, and focusing more on existing customers instead of aggressive growth. Visit Coin by https://zerodha.com/open-account?c=ZM... Get smarter every day with our daily newsletter. Subscribe here: https://thedailybrief.zerodha.com/ Checkout Markets By Zeodha's Reddit here:   / marketsbyzerodha   Checkout The Chatter here: https://thechatterbyzerodha.substack.... Check out our latest newsletter "Aftermarket Report" here: https://aftermarketreport.substack.com/ Open a free demat and trading account online at Zerodha: https://zerodha.com/open-account/?c=A... Disclaimer: Some image(s) may have been created using Al, no copyright infringement is intended. Note: This content is for informational purposes only. None of the stocks, brands or products mentioned are recommendations or endorsements.