Fraud Expert Reveals The New AI Scams Emptying Your Bank Accounts In Minutes

🤝 Sponsor Lightyear Use code SAVVY or go to https://lightyear.com/savvywallet to get up to £100 in a US fractional share in your GIA. Capital at risk. Terms apply: https://lightyear.com/en-gb/signup-pr.... Valid for new users who complete onboarding and deposit at least £100. The reward can be withdrawn 6 months after it’s credited. CONTENT WARNING: This episode discusses sensitive topics including suicide and self-harm. Viewer discretion advised. In this episode, Ato speaks with Nick Stapleton, who is a scam expert, award-winning investigative journalist and broadcaster, best known as the co-presenter of the BBC’s Scam Interceptors. He’s spent years exposing how scammers operate and helping people understand how to protect themselves from scams. Nick also hosts the Scam Clinic podcast and is the author of How to Beat Scammers, sharing insights from his frontline work fighting fraud. We discuss: The impact of AI on scams Why people fall for investment scams How to recover your money from scams The most devastating scams Nick has come across The dark psychology behind romance scams How to protect your passwords and online accounts from scammers Why job scams are on the rise and much more 🔗 Connect with Nick: Instagram:   / staplenick   Nick's book "How To Beat Scammers" - https://amzn.to/3VRruKr Nick's Podcast "Scam Clinic": https://open.spotify.com/show/4A9ySJE... 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Partners Black Business Show - Grab FREE tickets to UK Black Business Show (On Sat) or Black Women Business Talks or Black Men Business Talks with the code "SAVVYFREE" https://www.ukblackbusinessweek.com/t... Use code "UKBB15" for 15% off all other events throughout the week 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:22 - Intro 1:33 - Meet Scam Expert Nick Stapleton 4:13 - Scammers target 16-34 year olds 7:50 - Most devastating scam I know 13:19 - The impact of AI on scams 19:34 - Why aren’t social media companies stopping scams? 21:56 - Lightyear Ad 23:18 - How to spot a scam on social media 25:15 - What is a bank transfer scam? 28:49 - Psychology techniques of a romance scammer 34:21 - Many romance scammers operate here 36:39 - Many romance scammers target the UK & US 38:53 - The link between colonialism and scams 40:27 - Why are Romance scams so successful 43:13 - The most valuable thing in the scam community 44:55 - More than 40% of crime is scams and fraud 49:48 - How to get money back from scams 51:26 - Most devastating bank transfer scam 55:16 - What is phishing ? 58:01 - What is a recovery scams 58:50 - Common signs of phishing emails 1:03:33 - The devastating job scams 1:07:17 - Jobs scams on the rise 1:12:05 - How to protect your email addresses 1:13:50 - Why more phones are being stolen 1:15:58 - Why do people fall for investment scams 1:17:18 - Investment scam red flags 1:22:27 - What can you do if you lose money to an investment scam? 1:27:16 - Passwords being sold on the dark web 1:29:55 - Are password managers useful? 1:30:53 - Is your money at risk with the 16 billion data breach? 1:31:47 - How much has scams cost the UK? 1:34:24 - What can be done about scams globally? 1:40:20 - Scam clinic podcast 1:43:09 - Final words Other episodes to watch: EP. 185 - Money Expert: "They’re Wrong!" The 7 Money Habits That Quietly Build Wealth From A 9–5 Job ft. Natalie Scott Powers    • Money Expert: "They’re Wrong!" The 7 Money...   EP. 184 - “Buy and Hold Is Lazy” Investing Experts Debate Passive Investing vs Active Investing ft. Andrew Craig & Debodun Osekita    • *HEATED* “Buy and Hold Is Lazy!” Investing...   EP. 183 - Money Making Expert: If I Wanted To Make £1 million In The Next 12 Months, I'd Do This! ft. Oyin Adebayo    • From £200 To 7 Figures: How To Build Wealt...   EP. 182 - Stock Market Millionaire: How I Turned £500 A Month Into £1M+ (And How You Can Too!) ft. Leon Boros    • Stock Market Millionaire: How I Turned £50...   EP. 181 - Ex-Private Banker: If I Wanted To Go From Zero To Serious Wealth, I’d Do This! ft. Deborah Williams    • Ex-Private Banker: If I Wanted To Go From ...   EP. 180 - Global Tax Expert: The Best Countries to Escape Tax & Build Real Wealth ft. Peter Ferrigno    • Global Tax Expert: The Best Countries To P...   Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.