⚠️ Por qué tu negocio te impide comprar casa en EE.UU. (y no lo sabías)

📅 SCHEDULE YOUR APPOINTMENT WITH GABRIEL (30 MINUTES) 🕐 https://api.leadconnectorhq.com/widge... YENITZE MOLINA — INVEST IN MIAMI REAL ESTATE +1 (689) 680-1112 [email protected] Direct WhatsApp: https://api.whatsapp.com/send/?phone=... In this episode of Where to Live in Miami with Gabriel Perozo and Yenitze Molina: Are you self-employed or do you own your own business and want to buy a house in the U.S.? Discover the most common mistakes with taxes, bank accounts, and credit cards that can block your mortgage without you even knowing it. Prepare BEFORE you start looking for a home and maximize your mortgage score. In this episode with Gabriel Perozo and Yenitze Molina: 🏢 Business credit cards: how to use them to protect your personal score and maintain an 800 score 💳 Paying off debts from your business account for 12 consecutive months can exclude them from your debt-to-income ratio 📊 Personal credit card usage: keep it below 30% (ideally less than 10%) to avoid damaging your credit ⚙️ Minimal automatic payments on each card and loan: the golden rule for not losing credit points 🏦 Bank accounts: which deposits to avoid, why to separate checking and savings accounts, and the 60-day rule for cash 📑 Taxes for business owners: the bank qualifies based on reported NET income, not total revenue 📅 If your business has been registered for 5+ years, you only need ONE year of tax returns to qualify 🤝 Talk to your mortgage broker 6 months before buying: free consultations, no hard credit check Check 00:00 Intro 02:30 The Correct Process for Buying a Home in the USA 05:00 Business Credit Cards and Personal Credit 09:30 Paying Off Debts from a Business Account for 12 Months 13:00 Managing Personal Credit Cards and Automatic Payments 17:00 Bank Accounts: What the Bank Looks At and the 60-Day Rule 21:30 Taxes for the Self-Employed: The Mistake That Blocks Your Mortgage 26:00 Final Tip: Talk to Your Lender Before You're Ready Keywords: buying a home while self-employed in Miami, mortgage for Hispanics in the USA, how to qualify for a mortgage with your own business, taxes and mortgage in Florida, mortgage for entrepreneurs, debt-to-income ratio for Hispanics, mortgage broker Miami, tips for buying a home in the United States #MortgageMiami #BuyingAHomeInUSA #SelfEmployedMortgage #Mortgage #HispanicsInMiami #InvestInMiami #RealEstateMiami #MortgageTaxes #MortgageBroker #BuyAHomeInFlorida #FinancialTips #DownPayment Subscribe, like, comment on which city you want to buy in, and share with anyone who needs this information! Contact us for professional advice based on real numbers. Brokered by MIAMI NEW REALTY If you're thinking about buying a home in Florida, it's important to research and understand the risks and rewards involved. 📚 Sign up for our free course! Perfect for buying your home! ============================================================== 🔗 IMPORTANT LINKS MENTIONED IN THE VIDEO ✅ Access the "Buy Your House in Florida" Course for free https://eh73iaaka8clfvhqmm7m.membersh... 👉 If you are interested in investing in the Airbnb business, we have our blog and free course at https://www.invierteenbnb.com 👉 More information on our website: https://www.dondevivirenmiami.com Our Blog: https://dondevivirenmiami.com/blog All financial information provided is estimated and may vary. This calculation was made as a guide. Please consult your financial advisor. Legal Notice: The information provided here is for informational purposes only and does not constitute investment, legal, or tax advice, nor an offer, solicitation, or recommendation to buy or sell securities or real estate. Past performance is not indicative of future results. All investments involve risks, including the possible partial or total loss of invested capital. Potential investors should carefully evaluate their investment objectives, the associated risks, and applicable costs and fees, and consult with qualified financial, tax, or legal advisors before making any investment decisions. Although third-party data is considered reliable, INVEST IN MIAMI does not guarantee its accuracy or completeness. LIKE if this helped you, COMMENT with your city, and SUBSCRIBE for more weekly analyses!