Инфляция — главный враг инвестора. Вот как её обгонять | Константин Новик

Speaker: Konstantin Novik Most investments don't earn money, they merely catch up with inflation. In this video, I show which assets have actually outperformed inflation, why stocks aren't a panacea, and how OFZ linkers, which almost no one talks about, work. We'll explore: – what is actually considered a return – why linkers can provide 8–10% above inflation – risks, taxes, and investor mistakes – should they be used as a substitute for stocks During the Smartlab conference, Sovcombank gave away 100 of its shares to new clients. Great news for those looking to start investing – the promotion continues after the conference! 👉How to participate: • Open a brokerage account with Sovcombank (promotion only for new clients) • Download the Sovcombank Investments app • Top up your account with 10,000 rubles in the month of opening • Open an account at this link: https://scb.im/GqdDen%20 👉PHOTOS AND PRESENTATIONS FROM THE CONFERENCE https://disk.yandex.ru/d/8X-MP0J3ZtXs6g 👉Best stock market analytics https://t.me/mozgovikresearch 👉Follow the latest news and special offers from the conference on our Telegram channel: https://t.me/smartlab_conf 00:00 Introduction 00:25 Inflation as a measure of investment effectiveness 01:50 Asset return statistics 02:49 Floating rates and corporate bonds 04:08 OFZ linkers 05:09 OFZ linker dynamics 07:02 Yield to maturity 08:53 Market expectations 10:00 Introduction to linkers 10:35 Comparison of linker yields and inflation 11:34 Linker revaluation and the real rate 13:24 Active linker management 15:07 The impact of inflation on linkers 17:17 Linker risks and prospects 18:06 Corporate linkers and their prospects 20:02 Questions and answers 23:19 Linker taxation 24:38 Tax aspects and discounts 25:35 Changes in legislation 26:01 Inflation and linkers 28:17 Linker liquidity issues 29:32 The role of Pension funds and the Ministry of Finance 30:30 Comparison with European linkers #smartlab #confsmartlab #smartlab #smartlabconf #bonds #inflation #linkers