Tu perds 225€ par mois à cause de ces 6 pièges : tout ce que j'ai fait pour m'en sortir !

When it comes to spending, your brain is working against you! In this video, I reveal the 6 psychological mechanisms that drive you to spend without you even realizing it, and how to outsmart them to recoup up to €225 extra per month. 📌 USEFUL LINKS My stationery: https://laboutiquedemargaux.fr The LIFE Journal (6-month guide with a financial self-reflection wheel, p. 28): https://laboutiquedemargaux.fr/collec... ⏱️ CHAPTERS 00:00 - Introduction 01:48 - Trap #1: Emotional Shopping 04:55 - Trap #2: Normalized Overconsumption 08:03 - Trap #3: Social Comparison & Social Media 13:37 - Trap #4: Scarcity Bias & Fake Deals 16:44 - Trap #5: Installment Payments & Small Loans 20:09 - Trap #6: Sunk Cost & Endowment Effect 23:39 - Conclusion & €500/month Summary 📺 EPISODE 1 - Safety Net Financial 📺 EPISODE 2 - The 7 Traps That Empty Your Account Without You Realizing It 📺 EPISODE 4 - How to Create a Real Budget Step by Step (Coming Soon!) 📚 SOURCES EMOTIONAL SHOPPING Knutson, B. et al. (2007). "Neural Predictors of Purchases". Neuron, 53(1), 147–156: https://pmc.ncbi.nlm.nih.gov/articles... NORMALIZED OVERCONSUMPTION Zajonc, R.B. (1968). "Attitudinal Effects of Mere Exposure". Journal of Personality and Social Psychology, 9(2): https://cdn.isr.umich.edu/pubFiles/hi... SOCIAL COMPARISON Festinger, L. (1954). "A Theory of Social Comparison Processes". Human Relations, 7(2), 117–140: https://www.humanscience.org/docs/Fes... Hunt, M.G. et al. (2018). “No More FOMO: Limiting Social Media Decreases Loneliness and Depression”. Journal of Social and Clinical Psychology, 37(10), 751–768: https://guilfordjournals.com/doi/10.1... RARITY BIAS & PRICING Cialdini, R. (1984). Influence: The Psychology of Persuasion — The 7 principles: https://www.influenceatwork.com/7-pri... Kahneman, D. & Tversky, A. (1979). “Prospect Theory: An Analysis of Decision under Risk”. Econometrica, 47(2), 263–291: https://web.mit.edu/curhan/www/docs/A... SUNK COST & ENDORATION EFFECT Kahneman, D. & Tversky, A. (1979). Prospect Theory — see link above Thaler, R. (1980). "Toward a Positive Theory of Consumer Choice". Journal of Economic Behavior and Organization, 1(1), 39–60: https://www.sciencedirect.com/science... 📱 FIND ME ALSO ON Personal Instagram: @margauxtips Shop Instagram: @laboutiquemargaux 💌 CONTACT [email protected] ⚠️ DISCLAIMER This video is for educational purposes only. I am neither a certified financial advisor nor a chartered accountant. The information shared is based on my personal experience and simplified research. It does not constitute personalized advice and is not a substitute for guidance from a certified professional (wealth management advisor, chartered accountant). The savings amounts mentioned are estimates based on average examples and vary depending on individual circumstances. Service fees change—always check current offers before making any decisions. 🎵 MUSIC All music is from the paid streaming platform Epidemic Sound. ☺️ In conclusion: This video is NOT sponsored. Some links may be affiliate links (which doesn't change anything for you).