bunq as a Service: Leveraging Open Banking to Serve more Customers with Joe Wilson, Chief Evangelist

Most banking as a service stories are about quick wins and shiny new APIs. Joe Wilson reveals how Bunq is quietly building a robust infrastructure layer designed for long-term partnerships, not just quick integrations. Unlike traditional banks, Bunq as a Service is about extending their platform into B2B, empowering other fintechs and companies to innovate without the heavy lifting of compliance, licensing, or security. This strategic move isn’t just about growth, it’s about creating a scalable ecosystem that bridges crypto, open banking, and international digital nomads. Episode highlights: 0:00 — Bunq announces “Bunq as a Service” 0:33 — What Bunq as a Service actually means 1:24 — Who Bunq is built for: cross-border users, digital nomads, expats 3:06 — Why the model is about infrastructure, KYC, compliance, and licensing 5:01 — How open banking regulation complements the strategy 6:47 — The kind of partner Bunq is looking for 8:07 — Why BlockRise became the anchor partner 9:05 — Bridging crypto and banking 10:19 — Why Bunq is launching this now 11:43 — The future of banking as a service and market consolidation 13:44 — Will partners eventually go in-house? 15:10 — Why Bunq positions itself as a long-term extension, not a full white-label backend